505 Larkin Valley Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 505 Larkin Valley Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 3,173 sqft · built 1976
Lot Size	4.92 acres (214,402 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Aug 2023)
Tax Bill	$14,661 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-142-29`

Property Details

APN / Parcel Number

Primary APN	`049-142-29`
Alternative APN	`049-142-29-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	3,173 sqft Living Area
Gross Area	3,493 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Other
Lot Area	214,402 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Carport
Garage Area	246 sqft
Carport	Carport
Carport Area	246 sqft
Parking Spaces	1 Parking Space
Deck Area	805 sqft
Patio Area	805 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	505 LARKIN VALLEY RD
City	WATSONVILLE
State	CA
Zip	95076-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SAN ANDREAS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2021
Census Tract	122402

Owner

505 Larkin Valley Rd is owned and occupied by an individual who bought it in August 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	505 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 30, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Aug 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Jun 14, 1995 · Amount on File
Deed Document Number	202314769
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0000014768
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 8, 2023
Property Address	505 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9699
Document Number	0000014769
Instrument Date	Aug 3, 2023
Instrument	2023-0014769
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1224, SANTA CRUZ, CA 95061-1224

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	505 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9699
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9699

Mortgage

Document Number	0000010344
Date	Mar 30, 2022
Instrument	2022-0010344

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	887 Months
Due	Feb 14, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.9%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 16, 2017
Property Address	505 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9699
Document Number	0000027178
Instrument Date	Aug 10, 2017
Instrument	27178
Transaction Type	Transfer
Record Updated	Sep 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	505 LARKIN VALLEY RD WATSONVILLE CA 950769699, WATSONVILLE, CA 95076-9699

Tax Assessment & Valuation

The 2025 property tax bill for 505 Larkin Valley Rd was $14,661 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,248,480 (+2%) Land $1,040,400 Building $208,080
2025	$14,661.00	$1,224,000 Land $1,020,000 Building $204,000
2023	$4,105.00 (+2.24%) Homeowner's exemption	$316,183 (+2%) Land $199,260 Building $116,923	$1,049,130
2022	$4,015.00 Homeowner's exemption	$309,983 Land $195,353 Building $114,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Larkin Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Larkin Valley Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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