505 Judd St, Dwight, IL 60420 Property Records

Livingston County property record for 505 Judd St, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,800 sqft · built 1965
Lot Size	0.177 acres (7,725 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2019)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-04-329-007`

Property Details

APN / Parcel Number

Primary APN	`05-05-04-329-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Basement Area	625 sqft
Unfinished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	7,725 sqft (0.177 acres)
Lot Dimensions	103 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	505 JUDD ST
City	DWIGHT
State	IL
Zip	60420-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-04-329-007 LOT 75 X 103 COM 20' N OF SE COR LOT 11 BLK 4 POB W103' N75' E103' S75' A.K.A. S75' OF LOT 11 BLK 4 RESUB PT OU
Legal Subdivision	OUGHTONS 2ND SUB
Legal Block	4
Legal Lot Number	11
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	1
Census Block	1015
Census Tract	960100

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 JUDD ST, DWIGHT, IL 60420-1069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERS
Mar 27, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED SECURITY FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	20191031
Prior Transfer Date	Jun 24, 2013
Prior Transfer Doc	624070
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	505 JUDD ST, DWIGHT, IL 60420-1069
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R01033
Date	Mar 27, 2019
Instrument	2019R-01033

Lender

Name	MERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 27, 2019
Property Address	505 JUDD ST, DWIGHT, IL 60420-1069
Document Number	2019R01031
Instrument Date	Mar 6, 2019
Instrument	2019R-01031
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 JUDD ST, DWIGHT, IL 60420-1069
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R01032
Date	Mar 27, 2019
Instrument	2019R-01032

Lender

Name	UNITED SECURITY FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,245.00 (+8.14%) Homeowner's exemption	$64,111 (+8.9%) Land $8,848 Building $55,263	$192,333 (+8.9%) Land $26,544 Building $165,789
2024	$4,850.00	$58,872 Land $8,125 Building $50,747	$176,616 Land $24,375 Building $152,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

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