505 Humes Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 505 Humes Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,245 sqft · built 1971
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Sep 2012)
Tax Bill	$12,538 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-381-14`

Property Details

APN / Parcel Number

Primary APN	`044-381-14`
Alternative APNs	`044-381-14-000` `04421139000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,245 sqft Living Area
Gross Area	2,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Roof Material	Other
Lot Area	7,884 sqft (0.181 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Deck Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 HUMES AVE
City	APTOS
State	CA
Zip	95003-5221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BCH CNTRY CLB PROP 01
Legal Lot Number	40,41
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1013
Census Tract	122203

Owner

505 Humes Ave is owned and occupied by an individual who acquired it in February 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	505 HUMES AVE, APTOS, CA 95003-5221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 11, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA
Apr 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 7, 2017	Quit Claim Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2012 · Amount on File
Deed Sale	Sep 11, 2012 · Amount on File
Prior Sale	Jun 17, 2002 · Amount on File
Deed Document Number	201243520
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000014634
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 11, 2021
Property Address	505 HUMES AVE, APTOS, CA 95003-5221
Document Number	0000014632
Map Reference	MB 23 PG 1
Instrument Date	Feb 25, 2021
Instrument	2021-0014632
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 HUMES AVE, APTOS, CA 95003-5221

Mortgage

Document Number	0000014633
Date	Mar 11, 2021
Instrument	2021-0014633

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 11, 2021
Property Address	505 HUMES AVE, APTOS, CA 95003-5221
Document Number	0000014634
Map Reference	MB 23 PG 1
Instrument Date	Feb 25, 2021
Instrument	2021-0014634
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 HUMES AVE, APTOS, CA 95003-5221

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	505 HUMES AVE, APTOS, CA 95003-5221
Document Number	0000014363
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	505 HUMES AVE APTOS CA 950035221, APTOS, CA 95003-5221

Mortgage

Document Number	0000014363
Date	Apr 27, 2020
Instrument	14363

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 3, 2019
Property Address	505 HUMES AVE, APTOS, CA 95003-5221
Document Number	0000008397
Instrument Date	Mar 22, 2019
Instrument	8397
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	505 HUMES AVE APTOS CA 950035221, APTOS, CA 95003-5221

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 7, 2017
Property Address	505 HUMES AVE, APTOS, CA 95003-5221
Document Number	0000018717
Instrument Date	May 18, 2017
Instrument	18717
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	505 HUMES AVE APTOS CA 950035221, APTOS, CA 95003-5221

Mortgage

Document Number	18718
Date	Jun 7, 2017
Instrument	18718

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 505 Humes Ave was $12,538.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$986,005 (+2%) Land $565,226 Building $420,779
2025	$12,538.00	$966,672 Land $554,143 Building $412,529
2023	$11,389.00 (+2.18%)	$929,135 Land $532,625 Building $396,510	$1,461,600
2022	$11,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Humes Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Humes Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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