Monroe County property record for 505 Hartmann Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,377 sqft · built 1961 |
| Lot Size | 0.29 acres (12,591 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2025) |
| Tax Bill | $4,246 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-36-117-003-000 |
| Primary APN | 07-36-117-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,377 sqft Living Area |
| 1st Floor Area | 1,377 sqft |
| Basement Area | 1,377 sqft |
| Unfinished Basement | 1,377 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,591 sqft (0.29 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Driveway Area | 380 sqft |
| Porch | Slab |
| Porch Area | 51 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 505 HARTMANN LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 3 & PART LOT 4 BLK 1 HARTMANS SUBD |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Subdivision | HARTMAN'S |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8730 D RD, WATERLOO, IL 62298-5320 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Special Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Jun 5, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Mar 30, 2017 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Deed Document Number | 2025439354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 22, 2025 |
| Property Address | 505 HARTMANN LN, WATERLOO, IL 62298-1802 |
| Document Number | 0000439354 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 439354 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 HARTMANN LN, WATERLOO, IL 62298-1802 |
| Name | Verified Name |
|---|---|
| Address | 505 HARTMANN LN, WATERLOO, IL 62298-1802 |
| Document Number | 0000439355 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 439355 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 505 HARTMANN LN, WATERLOO, IL 62298-1802 |
| Document Number | 0000408598 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 505 HARTMANN LN WATERLOO IL 622981802, WATERLOO, IL 62298-1802 |
| Document Number | 0000408598 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 408598 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 30, 2017 |
| Property Address | 505 HARTMANN LN, WATERLOO, IL 62298-1802 |
| Document Number | 0000389019 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 389019 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 HARTMANN LN WATERLOO IL 622981802, WATERLOO, IL 62298-1802 |
| Document Number | 389020 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 389020 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,246.00 (+14.57%) Homeowner's exemption | $71,520 (+4.22%) Land $16,860 Building $54,660 | $214,560 (+4.22%) Land $50,580 Building $163,980 |
| 2024 | $3,706.00 Additional exemption filed | $68,626 (+27.32%) Land $16,465 Building $52,161 | $205,878 (+27.32%) Land $49,395 Building $156,483 |
| 2022 | Additional exemption filed | $53,900 Land $15,460 Building $38,440 | $161,700 Land $46,380 Building $115,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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