Black Hawk County property record for 505 Frederic Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,318 sqft · built 1883 |
| Lot Size | 0.773 acres (33,660 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,518 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-278-010 |
| Primary APN | 8913-34-278-010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,318 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Basement Area | 1,659 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 33,660 sqft (0.773 acres) |
| Lot Dimensions | 204 ft deep x 165 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 875 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 505 FREDERIC AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT PLACE ALL LOT 203 EXC W 120 FT EXC E 129 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT PLACE |
| Legal Lot Number | 203 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1400 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 4TH ST, TRAER, IA 50675-1108 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 505 FREDERIC AVE, WATERLOO, IA 50701-4115 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 416 4TH ST, TRAER, IA 50675-1108 |
| Document Number | 202200021517 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 202200021517 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2052 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,518.00 | $372,260 (+23.9%) Land $65,930 Building $306,330 | $372,260 (+23.9%) Land $65,930 Building $306,330 |
| 2024 | $6,518.00 (+8.49%) | ||
| 2023 | $300,460 (+9.83%) Land $65,930 Building $234,530 | $300,460 (+9.83%) Land $65,930 Building $234,530 | |
| 2022 | $6,008.00 | $273,570 Land $65,930 Building $207,640 | |
| 2021 | $273,570 Land $65,930 Building $207,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon.
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