Chambers County property record for 505 Francis St, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,370 sqft · built 1946 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $282 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-06-24-1-005-005.000 |
| Primary APN | 12-17-06-24-1-005-005.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,700 sqft (0.269 acres) |
| Lot Dimensions | 195 ft deep x 60 ft wide |
| Garage Area | 377 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 262 sqft |
| Utility Building | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 427010 |
|---|---|
| Street Address | 505 FRANCIS ST |
| City | VALLEY |
| State | AL |
| Zip | 36854-4426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK CF.B. TRAMMELL SUB.M.B. 3 PG. 48IN SW1/4 OF NE1/4.S24 T21N R28ECITY OF VALLEY |
| Legal Range | 28 |
| Legal Township | 21 |
| Legal Section | 24 |
| Legal Subdivision | F.B. TRAMMELL SUB |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 954300 |
Source: Chambers County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 505 FRANCIS ST, VALLEY, AL 36854-4426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 505 FRANCIS ST, VALLEY, AL 36854-4426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017884 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2017-884 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282.00 (+8.88%) Homeowner's exemption | ||
| 2025 | $259.00 (+6.58%) | $15,472 (+109.08%) Land $1,300 Building $14,172 | $77,360 (+4.81%) Land $6,500 Building $70,860 |
| 2024 | $243.00 Additional exemption filed | $7,400 (-) Land $300 Building $7,100 | $73,810 (-) Land $2,940 Building $70,870 |
| 2023 | $243.00 (-10.66%) Additional exemption filed | $7,400 (-8.42%) Land $300 Building $7,100 | $73,810 (-8.38%) Land $2,940 Building $70,870 |
| 2022 | $272.00 Additional exemption filed | $8,080 Land $300 Building $7,780 | $80,560 Land $2,940 Building $77,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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