Lee County property record for 505 Exchange St, Tupelo, MS 38801
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,140 sqft · built 1960 |
| Lot Size | 0.251 acres (10,937 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,390 (Dec 2020) |
| Tax Bill | $964 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077L-36-047-00 |
| Primary APN | 077L-36-047-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,140 sqft Heated Area |
| Gross Area | 1,406 sqft |
| 1st Floor Area | 1,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,937 sqft (0.251 acres) |
| Lot Dimensions | 125 ft deep x 87.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 024192 |
|---|---|
| Old Parcel Number | 077L-36-047-00 |
| Street Address | 505 EXCHANGE ST |
| City | TUPELO |
| State | MS |
| Zip | 38801-3337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT SW1/4 NW1/4 |
| Legal Range | 05E |
| Legal Township | 09S |
| Legal Section | 36 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950602 |
505 Exchange St is owned and occupied by two individuals who bought it in December 2020.
Source: Lee County records, as of October 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 EXCHANGE ST, TUPELO, MS 38801-3337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2019 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage FNB OXFORD BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage FNB OXFORD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Deed Document Number | 0202017646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 505 EXCHANGE ST, TUPELO, MS 38801-3337 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 387 COUNTY ROAD 805, SHANNON, MS 38868-9327 |
| Document Number | 2019004047 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 2019004047 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Mar 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 505 EXCHANGE ST, TUPELO, MS 38801-3337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017003469 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2017003469 |
| Name | FNB OXFORD BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 505 EXCHANGE ST, TUPELO, MS 38801-3337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017003468 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2017003468 |
| Name | FNB OXFORD BANK |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 505 Exchange St was $964 with a homeowner's exemption.
Source: Lee County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Municipality | Tupelo City |
| Unified School District | Tupelo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964.00 Homeowner's exemption | $7,094 | $70,940 Land $20,000 Building $50,940 |
| 2023 | $776.00 Homeowner's exemption | $5,803 | $58,030 Land $20,000 Building $38,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 505 Exchange St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1980–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Exchange St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TUPELO serves 37,000 people · EPA ID MS0410015 |
|---|---|
| Water Source | Purchased surface water from N. E. MS. REGIONAL W/S |
| Last State Inspection | Apr 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile, Verizon.
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