Flagler County property record for 505 Emerald Dr, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,657 sqft · built 2007 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,000 (Jan 2021) |
| Tax Bill | $8,724 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-31-5610-00000-0260 |
| Primary APN | 11-12-31-5610-00000-0260 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,657 sqft Heated Area |
| Gross Area | 3,438 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,157 sqft (0.325 acres) |
| Driveway | Driveway |
| Driveway Area | 1,250 sqft |
| Fence | Fence |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 505 EMERALD DR |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE SUBD LOT 26 OR 1383/1202 OR 1727/1453- OR 1727/1455 OR 2326/477 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | STONEBRIDGE SUBD |
| Legal Lot Number | 26 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 60304 |
Source: Flagler County records · APN 11-12-31-5610-00000-0260
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 505 EMERALD DR, FLAGLER BEACH, FL 32136-3428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Dec 20, 2018 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2018 · Amount on Record |
| Deed Document Number | 2021002837 |
| Deed Book / Page | 2517 / 667 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 20, 2021 |
| Property Address | 505 EMERALD DR, FLAGLER BEACH, FL 32136-3428 |
| Document Number | 0025170667 |
| Book / Page | 2517 / 667 |
| Map Reference | MB 33 PG 62&63 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021002837 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,919.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 EMERALD DR, 505, FLAGLER BEACH, FL 32136-3428 |
| Name | Verified Name |
|---|---|
| Address | 505 EMERALD DR, FLAGLER BEACH, FL 32136-3428 |
| Document Number | 0002517669 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2517/669 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 505 EMERALD DR, FLAGLER BEACH, FL 32136-3428 |
| Document Number | 0023260477 |
| Book / Page | 2326 / 0477 |
| Map Reference | MB 33 PG 62 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 2018047517 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FLAGLER COUNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,916.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 EMERALD DR, 505, FLAGLER BEACH, FL 32136-3428 |
| Name | Verified Name |
|---|---|
| Address | 308 N 7TH ST, FLAGLER BEACH, FL 32136-3356 |
| Document Number | 2018047518 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2018047518 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,724.00 (+35.21%) Homeowner's exemption | $490,269 (+32.37%) Land $55,000 Building $435,269 | $490,269 (+30.01%) Land $55,000 Building $435,269 |
| 2023 | $6,452.00 (+2.59%) Homeowner's exemption | $370,374 (+3%) | $377,114 (+4.87%) Land $59,500 Building $317,614 |
| 2022 | $6,289.00 Homeowner's exemption | $359,586 Land $51,500 Building $308,086 | $359,586 Land $51,500 Building $308,086 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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