505 E South St, Durand, IL 61024 Property Records

Winnebago County property record for 505 E South St, Durand, IL 61024

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2004)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-15-227-001`

Property Details

APN / Parcel Number

Primary APN	`05-15-227-001`
Alternative APNs	`515227001` `339A056B`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	505 E SOUTH ST
City	DURAND
State	IL
Zip	61024-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 1 FAIRVIEW SUB BNG RESUB OF PT OF BLKS 9 & 10 PETTINGILLS ADDN & PT NE1/4 SEC 15-28-10 (EXC S 10 FT) LOT 007
Legal Range	10
Legal Township	28
Legal Section	15
Legal Subdivision	PLAT 1 FAIRVIEW SUB
Legal Block	9,10
Legal Lot Number	7
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	2
Census Block	2057
Census Tract	4100

Owner

505 E South St is owned and occupied by an individual who acquired it in June 2019.

Source: Winnebago County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	505 E SOUTH ST, DURAND, IL 61024-9674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA
Dec 17, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2004 · Amount on File
Deed Sale	Apr 30, 2004 · Amount on File
Deed Document Number	2004428922
Last Transfer Date	Jun 24, 2019
Transfer Doc	0001041594
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	505 E SOUTH ST, DURAND, IL 61024-9674
Document Number	0001019780
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E SOUTH ST DURAND IL 610249674, DURAND, IL 61024-9674

Mortgage

Document Number	0001019780
Date	Jul 20, 2020
Instrument	1019780

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2035

Interest

Rate	3%

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 17, 2019
Property Address	505 E SOUTH ST, DURAND, IL 61024-9674
Document Number	0001041594
Instrument Date	Jun 24, 2019
Instrument	1041594
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E SOUTH ST DURAND IL 610249674, DURAND, IL 61024-9674

Mortgage

Document Number	1041595
Date	Dec 17, 2019
Instrument	1041595

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2034

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 505 E South St was $4,299 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00	$65,061 Land $6,463 Building $58,598	$195,183 Land $19,389 Building $175,794
2022	Homeowner's exemption	$44,476 Land $4,463 Building $40,013	$133,428 Land $13,389 Building $120,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 E South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 E South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURAND serves 1,427 people · EPA ID IL2010100
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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