Liberty County property record for 505 E Poncell Dr, Midway, GA 31320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 2008 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jul 2019) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 281C 016 |
| Primary APN | 281C 016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Heated Area |
| 1st Floor Area | 1,544 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 292 ft deep x 124 ft wide |
| Garage Area | 528 sqft |
| Porch | Slab |
| Porch Area | 453 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23390 |
|---|---|
| Street Address | 505 E PONCELL DR |
| City | MIDWAY |
| State | GA |
| Zip | 31320-7298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOTS 17&18 BLK C LAKE HEIGHTS S/D IOW |
| Legal Subdivision | IOW LAKE |
| Legal Block | C |
| Legal Lot Number | MUI |
| Jurisdiction | LIBERTY GA |
| Township / Civil Division | MIDWAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10501 |
Source: Liberty County records · APN 281C 016
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 E PONCELL DR, MIDWAY, GA 31320-7298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Jun 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG |
| Jul 16, 2019 | Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG |
| Mar 07, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Mar 06, 2019 · Amount on Record |
| Deed Document Number | 20191477 |
| Deed Book / Page | 2040 / 789 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIBERTY GA |
| Property Address | 505 E PONCELL DR, MIDWAY, GA 31320-7298 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 505 E PONCELL DR, MIDWAY, GA 31320-7298 |
| Document Number | 0022170000000365 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 0000002217/0000000365 |
| Instrument | 002186 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIBERTY GA |
| Property Address | 505 E PONCELL DR, MIDWAY, GA 31320-7298 |
| Document Number | 0020910137 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 E PONCELL DR MIDWAY GA 313207298, MIDWAY, GA 31320-7298 |
| Document Number | 0020910137 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 002091/000137 |
| Instrument | 4319 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LIBERTY GA |
| Recording Date | Jul 16, 2019 |
| Property Address | 505 E PONCELL DR, MIDWAY, GA 31320-7298 |
| Document Number | 0020400789 |
| Book / Page | 002040 / 000789 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 4268 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 E PONCELL DR MIDWAY GA 313207298, MIDWAY, GA 31320-7298 |
| Document Number | 20400791 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 002040/000791 |
| Instrument | 4269 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LIBERTY GA |
| Recording Date | Mar 07, 2019 |
| Property Address | 505 E PONCELL DR, MIDWAY, GA 31320-7298 |
| Document Number | 0020230616 |
| Book / Page | 002023 / 000616 |
| Instrument Date | Mar 06, 2019 |
| Instrument | 1322 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.46 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 E PONCELL DR MIDWAY GA 313207298, MIDWAY, GA 31320-7298 |
Source: Liberty County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Liberty County |
| Unified School District | Liberty County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,732.00 | $110,879 (+7.2%) Land $19,082 Building $91,797 | $277,199 (+7.21%) Land $47,706 Building $229,493 |
| 2024 | $4,732.00 (+18.06%) | $103,428 (+14.16%) Land $16,164 Building $87,264 | $258,568 (+14.16%) Land $40,409 Building $218,159 |
| 2023 | $4,008.00 | $90,599 Land $14,143 Building $76,456 | $226,498 Land $35,358 Building $191,140 |
Source: FEMA National Flood Hazard Layer as of September 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 37 (1994–2025) |
| Claims Outside the SFHA | 3 of 37 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | High above 72% of the US · above 98% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coastal Electric Membership Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 20 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ISLE OF WIGHT private · serves 1,091 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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