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505 E Oak St, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 505 E Oak St, Sioux Falls, SD 57105 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1954
Square Footage988 sqft Finished Area
Lot Size10,158 sqft (0.233 acres)
GarageAttached, 480 sqft
OccupancyOwner Occupied
Tax Bill$3,520.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-22-28-251-002-000
Alternative APN
  • 34181

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Building Area988 sqft Finished Area
1st Floor988 sqft 1st Floor
Basement Area988 sqft Basement
Finished Basement642 sqft Finished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,158 sqft (0.233 acres)
Depth X Width127 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage
Patio Area330 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number34181
Street Address505 E OAK ST
CitySIOUX FALLS
StateSD
Zip57105-4016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 1 HAPPY HOLLOW ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionHAPPY HOLLOW ADDN
Legal Block1
Legal Lot Number2
JurisdictionMINNEHAHA SD
Minor Civil DivisionSIOUX FALLS
Census Blockgroup2
Census Block2036
Census Tract1600

Owner

Source: Minnehaha County records · APN 01-22-28-251-002-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address505 E OAK ST, SIOUX FALLS, SD 57105-4016
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Apr 15, 2026Other, Transfer
LESCO FEDERAL CREDIT UNION
Nov 28, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 06, 2026
Transfer Doc0000156217
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Recording DateJun 01, 2026
Property Address505 E OAK ST, SIOUX FALLS, SD 57105-4016
Document Number0000160074
Book / Page2017-M / 25
Instrument DateMay 20, 2026
Instrument2026160074
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E OAK ST, SIOUX FALLS, SD 57105-4016

Mortgage

Document Number0000160074,
DateJun 01, 2026
Book Page2017-M/25
Instrument2026160074
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
Term240 Months
DueJun 15, 2046
Interest
Rate TypeAdjustable Rate
Rate7.5%
Initial TypeAdjustable Rate
IndexPrime Rate
Max Rate-1%

April 2026: Other, Transfer

Document TypeOther
JurisdictionMINNEHAHA SD
Recording DateApr 15, 2026
Property Address505 E OAK ST, SIOUX FALLS, SD 57105-4016
Document Number0000156217
Book / Page305-MI / 632
Instrument DateApr 06, 2026
Instrument2026156217
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E OAK ST, SIOUX FALLS, SD 57105-4016

Mortgage

Document Number0000156218,
DateApr 15, 2026
Book Page2014-M/511
Instrument2026156218
Lender
NameLESCO FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address505 E OAK ST, SIOUX FALLS, SD 57105-4016
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E OAK ST, SIOUX FALLS, SD 57105-4016

Mortgage

Document Number1963MTG/175
DateNov 28, 2022
Book Page1963 MTG/175
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueNov 01, 2062

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,520.00$257,300 (+12.21%) Land $52,400 Building $204,900
2024$3,520.00 (+7.22%)$229,300 (+6.01%) Land $52,400 Building $176,900
2022$3,283.00$216,300 Land $42,900 Building $173,400

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