505 E Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 505 E Main St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,238 sqft · built 1947
Lot Size	0.162 acres (7,048 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Mar 2017)
Tax Bill	$8,199 (2025)
Deeds & Mortgages	Mar 2023 Reverse Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00007-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-00007-0000-00004`
Alternative APN	`180000700004`

Interior

Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	7,048 sqft (0.162 acres)
Lot Dimensions	133 ft deep x 53 ft wide

Location & Zoning

Street Address	505 E MAIN ST
City	SOMERVILLE
State	NJ
Zip	08876-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	JERSEY VICTORY HOMES
Legal Block	7
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1021
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 E MAIN ST, SOMERVILLE, NJ 08876-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 10, 2017	Executor's Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	201710325
Deed Book / Page	6946 / 2671
Prior Transfer Date	Jan 30, 2017
Prior Transfer Doc	0000010325
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	505 E MAIN ST, SOMERVILLE, NJ 08876-3113
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E MAIN ST, SOMERVILLE, NJ 08876-3113

Mortgage

Document Number	0000005537
Date	Mar 3, 2023
Book Page	7495/1881
Instrument	2023005537

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.67%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

March 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 10, 2017
Property Address	505 E MAIN ST, SOMERVILLE, NJ 08876-3113
Document Number	0000010325
Book / Page	6946 / 2671
Instrument Date	Jan 30, 2017
Instrument	2017010325
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 EAST BABBIU AVE, 110, PEN ARGYL, PA 18072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E MAIN ST, SOMERVILLE, NJ 08876-3113

Mortgage

Document Number	0000010326
Date	Mar 10, 2017
Instrument	2017010326

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,000 (-) Land $101,200 Building $99,800	$201,000 (-) Land $101,200 Building $99,800
2025	$8,199.00 (+3.2%)	$201,000 (-) Land $101,200 Building $99,800	$201,000 (-) Land $101,200 Building $99,800
2024	$7,945.00 (+5.11%)
2023		$201,000 Land $101,200 Building $99,800	$201,000 Land $101,200 Building $99,800
2022	$7,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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