505 E Main St, Odessa, MO 64076 Property Records

Lafayette County property record for 505 E Main St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.407 acres (17,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,500 (Nov 2018)
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-9.0-31-3-000-010.000`

Property Details

APN / Parcel Number

Primary APN	`15-9.0-31-3-000-010.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,733 sqft (0.407 acres)
Lot Dimensions	116 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	505 E MAIN ST
City	ODESSA
State	MO
Zip	64076-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRIPS IN ODESSA BEING PT OF SW1/4; 630-439, 654-868, 724-633, 1059-102, 1082-1157, 2018DR4592, 2018DR4725
Legal Range	27
Legal Township	49
Legal Section	31
Jurisdiction	LAFAYETTE MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4005
Census Tract	90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 E MAIN ST, ODESSA, MO 64076-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JLB CORP
Nov 27, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE ELECTRONIC REGISTRATION SYSTEM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	2018DR4725
Prior Transfer Date	Jan 19, 2008
Prior Transfer Doc	1151/193
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	505 E MAIN ST, ODESSA, MO 64076-1201
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025DR4235
Date	Oct 27, 2025
Instrument	2025DR4235

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	505 E MAIN ST, ODESSA, MO 64076-1201
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR5614
Date	Oct 20, 2021
Instrument	2021DR5614

Lender

Name	JLB CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 27, 2018
Property Address	505 E MAIN ST, ODESSA, MO 64076-1201
Document Number	2018DR4725
Instrument Date	Nov 19, 2018
Instrument	2018DR4725
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E MAIN ST, ODESSA, MO 64076-1201

Mortgage

Document Number	2018DR4726
Date	Nov 27, 2018
Instrument	2018DR4726

Lender

Name	MORTGAGE ELECTRONIC REGISTRATION SYSTEM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00 (+4.53%)	$15,624 (+14%)	$82,230 (+14%) Land $20,410 Building $61,820
2024	$1,037.00
2023		$13,705	$72,132 Land $17,902 Building $54,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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