505 E Main St, Cleveland, NC 27013 Property Records

Rowan County property record for 505 E Main St, Cleveland, NC 27013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,116 sqft · built 1946
Lot Size	0.66 acres (28,620 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Sep 2020)
Tax Bill	$1,116 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`250 068`

Property Details

APN / Parcel Number

Primary APN	`250 068`
Alternative APN	`24293`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	28,620 sqft (0.66 acres)
Lot Dimensions	180 ft deep x 159 ft wide

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Canopy	264 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	505 E MAIN ST
City	CLEVELAND
State	NC
Zip	27013-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15:SINGLE
Jurisdiction	ROWAN NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2004
Census Tract	51904

Owner

505 E Main St is owned and occupied by two individuals who bought it in September 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 E MAIN ST, CLEVELAND, NC 27013-8416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Book / Page	1355 / 692
Prior Transfer Date	Oct 9, 2019
Prior Transfer Doc	0013450735
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 1, 2020
Property Address	505 E MAIN ST, CLEVELAND, NC 27013-8416
Document Number	0013550692
Book / Page	1355 / 692
Instrument Date	Aug 31, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 POPLAR ST, 109, BELMONT, NC 28012-3838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E MAIN ST, CLEVELAND, NC 27013-8416

Mortgage

Document Number	1355693
Date	Sep 1, 2020
Instrument	1355/693

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 29, 2020
Property Address	505 E MAIN ST, CLEVELAND, NC 27013-8416
Document Number	0013490312
Book / Page	001349 / 000312
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$113.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	771 DALE EARNHARDT BLVD KANNAPOLIS NC 280811305, KANNAPOLIS, NC 28081-1305

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 26, 2020
Property Address	505 E MAIN ST, CLEVELAND, NC 27013-8416
Document Number	0013450735
Book / Page	001345 / 000735
Instrument Date	Oct 9, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 PENNY RD HIGH POINT NC 272602506, HIGH POINT, NC 27260-2506

Tax Assessment & Valuation

The 2026 property tax bill for 505 E Main St was $1,116.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cleveland Town
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,116.00	$126,836 Land $35,000 Building $91,836	$126,836 Land $35,000 Building $91,836
2023	$1,116.00	$126,836 Land $35,000 Building $91,836	$126,836 Land $35,000 Building $91,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 E Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLEVELAND serves 872 people · EPA ID NC0180050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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