505 E Locust St, Johnson City, TN 37601 Property Records

Washington County property record for 505 E Locust St, Johnson City, TN 37601

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,170 sqft · built 1954
Lot Size	0.225 acres (9,840 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2016)
Tax Bill	$1,743 (2022)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`090054F H 02100`

Property Details

APN / Parcel Number

Primary APN	`090054F H 02100`
Alternative APN	`054F H 02100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,170 sqft Living Area
1st Floor Area	1,085 sqft
Upper Floors Area	1,085 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,840 sqft (0.225 acres)
Lot Dimensions	164 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 E LOCUST ST
City	JOHNSON CITY
State	TN
Zip	37601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DISTRICT: 9; SUBDIVISION: SOUTHWEST ADD; BLOCK: 41
Legal Subdivision	SOUTHWEST ADD
Legal Block	41
Legal Lot Number	3 4
Jurisdiction	WASHINGTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2032
Census Tract	60902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tree Streets Historic District listed 1996 · 612 contributing resources · NRIS 96000232

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 E Locust St is owned and occupied by two individuals who bought it in September 2016.

Source: Washington County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 W LOCUST ST, JOHNSON CITY, TN 37604-6621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EASTMAN CU
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2016 · Amount on File
Deed Sale	Sep 6, 2016 · Amount on File
Deed Document Number	16014484
Deed Book / Page	909 / 1613
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	505 E LOCUST ST, JOHNSON CITY, TN 37601
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 W LOCUST ST, JOHNSON CITY, TN 37604-6621

Mortgage

Document Number	0012191316
Date	Feb 20, 2026
Book Page	1219/1316
Instrument	26002844

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	505 E LOCUST ST, JOHNSON CITY, TN 37601
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010993337
Date	May 12, 2022
Book Page	1099/3337
Instrument	22009129

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 3, 2037

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	505 E LOCUST ST, JOHNSON CITY, TN 37601
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114528
Date	Nov 20, 2023
Book Page	1145/28
Instrument	23016545

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	505 E LOCUST ST, JOHNSON CITY, TN 37601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10293168
Date	Sep 11, 2020
Book Page	1029/3168
Instrument	20016247

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	505 E LOCUST ST, JOHNSON CITY, TN 37601
Document Number	100599
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 W LOCUST ST JOHNSON CITY TN 376046621, JOHNSON CITY, TN 37604-6621

Mortgage

Document Number	100599
Date	Jan 7, 2020
Book Page	001005/000099
Instrument	402

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Municipality	Johnson City
Unified School District	Johnson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,175 Land $8,975 Building $70,200
2024			$316,700 Land $35,900 Building $280,800
2022	$1,743.00	$44,925 Land $5,300 Building $39,625	$179,700 Land $21,200 Building $158,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 E Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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