505 E Grant St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 505 E Grant St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,656 sqft · built 1960
Lot Size	0.39 acres (16,968 sqft)
Owner	Individual Name on Record
Tax Bill	$4,524 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-204-003`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-204-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	4,544 sqft
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	16,968 sqft (0.39 acres)
Garage Type	Attached
Garage Area	1,232 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 E GRANT ST
City	SAINT JOSEPH
State	IL
Zip	61873-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2 BLOCK 2 SWEARINGENS U.G., ADD
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	SWEARINGENS U.G., ADD AND OTHER LAND
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3018
Census Tract	10701

Owner

Source: Champaign County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 E GRANT ST, SAINT JOSEPH, IL 61873-9494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	505 E GRANT ST, SAINT JOSEPH, IL 61873-9494
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002716
Date	Feb 11, 2022
Instrument	2022R02716

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,524.00 (+4.34%)	$72,260 (+25.3%) Land $14,210 Building $58,050	$216,780 (+25.3%) Land $42,630 Building $174,150
2024	$4,336.00 (+13.48%)
2022	$3,821.00 Homeowner's exemption	$57,670 Land $11,340 Building $46,330	$173,010 Land $34,020 Building $138,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

Nearby Properties on E Grant St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures