Mercer County property record for 505 E Fulton St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,118 sqft · built 1923 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,833 (Apr 2026) |
| Tax Bill | $2,285 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-263900.0000 |
| Primary APN | 27-263900.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,118 sqft Living Area |
| Basement Area | 706 sqft |
| Unfinished Basement | 706 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Street Address | 505 E FULTON ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM HOME ADD LOT#: 15 |
| Legal Subdivision | ELM HOME ADD |
| Legal Lot Number | 15 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 967500 |
505 E Fulton St is owned by two individuals who bought it in April 2026.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15203 SCHMITMEYER BAKER RD, MINSTER, OH 45865-9362 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Sep 4, 2024 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Aug 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 14, 2026 | Deed, Transfer FOUR SEASONS TITLE, FOUR DIAMOND TITLE |
| May 31, 2006 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Apr 20, 2016 · Amount on File |
| Deed Document Number | 20261603 |
| Prior Transfer Date | Nov 30, 2006 |
| Prior Transfer Doc | 0000007289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 505 E FULTON ST, CELINA, OH 45822-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202200004165 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 202200004165 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 24, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 505 E FULTON ST, CELINA, OH 45822-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 505 E FULTON ST, CELINA, OH 45822-1717 |
| Document Number | 202400003263 |
|---|---|
| Date | Sep 4, 2024 |
| Instrument | 202400003263 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 3, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 505 E FULTON ST, CELINA, OH 45822-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 505 E FULTON ST, CELINA, OH 45822-1717 |
| Document Number | 202500003213 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 202500003213 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 505 E FULTON ST, CELINA, OH 45822-1717 |
| Document Number | 0000001603 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.1603 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | FOUR SEASONS TITLE, FOUR DIAMOND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $86,607.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 15203 SCHMITMEYER BAKER RD, MINSTER, OH 45865-9362 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 31, 2006 |
| Property Address | 505 E FULTON ST, CELINA, OH 45822-1717 |
| Document Number | 200600003245 |
| Map Reference | MB2 PG93 |
| Instrument Date | May 24, 2006 |
| Instrument | 200600003245 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $142.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 505 E Fulton St was $2,285.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,285.00 | $56,500 (-) Land $6,270 Building $50,230 | |
| 2024 | $2,285.00 (+0.22%) | $56,500 (-) Land $6,270 Building $50,230 | |
| 2023 | $2,280.00 (+23.44%) | $56,500 (+41.21%) Land $6,270 Building $50,230 | $161,400 Land $17,900 Building $143,500 |
| 2022 | $1,847.00 | $40,010 Land $3,920 Building $36,090 | |
| 2020 | $114,300 Land $11,200 Building $103,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 505 E Fulton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 505 E Fulton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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