505 E Elm St, Fairbury, IL 61739 Property Records

Livingston County property record for 505 E Elm St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,829 sqft · built 1908
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-25-02-361-002`

Property Details

APN / Parcel Number

Primary APN	`25-25-02-361-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	598 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	505 E ELM ST
City	FAIRBURY
State	IL
Zip	61739-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-02-361-002 LOT 60 X 150 LOT 5 & E10' OF LOT 6 BLK 2 ATKINS ADD
Legal Subdivision	ATKINS ADD
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4055
Census Tract	960800

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 E ELM ST, FAIRBURY, IL 61739-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE INC
Oct 25, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	505 E ELM ST, FAIRBURY, IL 61739-1319
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00100
Date	Jan 8, 2024
Instrument	2024R-00100

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 25, 2023
Property Address	505 E ELM ST, FAIRBURY, IL 61739-1319
Document Number	2023R03871
Instrument Date	Oct 16, 2023
Instrument	2023R-03871
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25245 E 900 NORTH RD, FORREST, IL 61741-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E ELM ST, FAIRBURY, IL 61739-1319

Mortgage

Document Number	2023R03872
Date	Oct 25, 2023
Instrument	2023R-03872

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	2023R03873
Date	Oct 25, 2023
Instrument	2023R-03873

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 24, 2022
Property Address	505 E ELM ST, FAIRBURY, IL 61739-1319
Document Number	2022R04669
Instrument Date	Sep 28, 2022
Instrument	2022R-04669
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2N101 LINDA LN, 2N101, CAROL STREAM, IL 60188-2107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25245 E 900 NORTH RD, FORREST, IL 61741-9419

Mortgage

Document Number	2022R04670
Date	Oct 24, 2022
Instrument	2022R-04670

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 20, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,426.00 (+138.34%)	$55,309 (+115.64%) Land $5,742 Building $49,567	$165,927 (+115.64%) Land $17,226 Building $148,701
2022	$1,857.00 Homeowner's exemption	$25,649 Land $4,785 Building $20,864	$76,947 Land $14,355 Building $62,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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