505 E Charnwood St, Tyler, TX 75701 Property Records

Smith County property record for 505 E Charnwood St, Tyler, TX 75701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,129 sqft · built 1886
Lot Size	0.441 acres (19,210 sqft)
Owner	2 Individual Names on File
Last Sale	$379,050 (Jul 2022)
Tax Bill	$4,661 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R052445`

Property Details

APN / Parcel Number

Primary APN	`R052445`
Alternative APN	`1-50000-0259-00-015000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,129 sqft Heated Area
1st Floor Area	2,398 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1886
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	19,210 sqft (0.441 acres)
Lot Dimensions	200 ft deep x 96 ft wide
Porch	Slab
Porch Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R052445
Street Address	505 E CHARNWOOD ST
City	TYLER
State	TX
Zip	75701-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CITY OF TYLER BLOCK 259 LOT 15
Legal Subdivision	CITY OF TYLER
Legal Block	259
Legal Lot Number	15
Jurisdiction	SMITH TX
Township / Civil Division	TYLER
Census Block Group	1
Census Block	1004
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charnwood Residential Historic District listed 1999 · 208 contributing resources · NRIS 99001023

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 E Charnwood St is owned and occupied by two individuals who acquired it in February 2026.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2305 FIRESTONE CIR, TYLER, TX 75703-5871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE FUNDING GROUP INC
Jun 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
May 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS 1ST BANK
Jul 8, 2022	Vendor's Lien, Transfer · Construction Mortgage CITIZENS 1ST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Deed Document Number	202226618
Last Transfer Date	Feb 2, 2026
Transfer Doc	0000003155
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	505 E CHARNWOOD ST, TYLER, TX 75701-1805
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 FIRESTONE CIR, TYLER, TX 75703-5871

Mortgage

Document Number	0001038068
Date	Dec 23, 2025
Instrument	202501038068

Lender

Name	PINNACLE FUNDING GROUP INC
Type	Mortgage Company
Address	MCKINNEY, TX 75072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	505 E CHARNWOOD ST, TYLER, TX 75701-1805
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001017023
Date	Jun 9, 2023
Instrument	202301017023

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	505 E CHARNWOOD ST, TYLER, TX 75701-1805
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 FIRESTONE CIR, TYLER, TX 75703-5871

Mortgage

Document Number	0001014153
Date	May 16, 2023
Instrument	202301014153

Lender

Name	CITIZENS 1ST BANK
Type	Bank
Address	TYLER, TX 75711

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	246 Months
Due	Nov 5, 2043

Interest

Rate Type	Adjustable Rate

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jul 8, 2022
Property Address	505 E CHARNWOOD ST, TYLER, TX 75701-1805
Document Number	0001026618
Instrument Date	Jul 1, 2022
Instrument	202201026618
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 FIRESTONE CIR, TYLER, TX 75703-5871

Mortgage

Document Number	0001026619
Date	Jul 8, 2022
Instrument	202201026619

Lender

Name	CITIZENS 1ST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 505 E Charnwood St was $4,661 with a veteran's exemption, down 2% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,661.00 (-2.04%) Veteran's exemption	$321,136 (-1.93%) Land $31,549 Building $289,587	$321,136 (-1.93%) Land $31,549 Building $289,587
2025	$4,758.00 (+0.4%) Veteran's exemption Additional exemption filed	$327,460 Land $30,639 Building $296,821	$327,460 Land $30,639 Building $296,821
2024	$4,739.00 (+18.12%)
2023	$4,012.00 (-4.5%)	$242,165 Land $54,885 Building $187,280	$242,165 Land $54,885 Building $187,280
2022	$4,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 E Charnwood St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985–1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 E Charnwood St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Etex Telephone.

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