505 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 505 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,580 sqft · built 2004
Lot Size	0.134 acres (5,880 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2022)
Tax Bill	$1,920 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-159-003.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-159-003.000-023`
Alternative APN	`01610230932`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Basement Area	780 sqft

Exterior

Year Built	Built 2004
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,880 sqft (0.134 acres)
Lot Dimensions	120 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610230932
Street Address	505 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B PINE STREET MINOR SUB #5601 7-8-04 RP5601 7-8-04
Legal Subdivision	PINE STREET MINOR SUB
Legal Lot Number	B
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1000
Census Tract	10201

Owner

505 E 4th St is owned and occupied by an individual who bought it in February 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE CO
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Jun 1, 2017	Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jun 1, 2017	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	0002203685
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002008404
Date	Apr 3, 2020
Instrument	2008404

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 7, 2022
Property Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232
Document Number	0002203685
Map Reference	IN 0433397
Instrument Date	Feb 1, 2022
Instrument	2203685
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232

Mortgage

Document Number	0002203686
Date	Feb 7, 2022
Instrument	2203686

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 1, 2017
Property Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232
Document Number	1713662
Map Reference	INST 0433397
Instrument Date	May 10, 2017
Instrument	1713662
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 1, 2017
Property Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232
Document Number	0001713662
Map Reference	INST 0433397
Instrument Date	May 10, 2017
Instrument	1713662
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E 4TH ST, MISHAWAKA, IN 46544-2232

Mortgage

Document Number	0001713663
Date	Jun 1, 2017
Instrument	1713663

Lender

Name	RUOFF MORTGAGE CO INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,900 Land $25,200 Building $115,700	$140,900 Land $25,200 Building $115,700
2024	$1,920.00 (+7.02%)
2023	$1,794.00 (-1.91%)	$156,800 (-1.07%) Land $25,200 Building $131,600	$156,800 (-1.07%) Land $25,200 Building $131,600
2022	$1,829.00 Homeowner's exemption	$158,500 Land $25,200 Building $133,300	$158,500 Land $25,200 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 505 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures