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505 E 45th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 505 E 45th St, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Square Footage740 sqft Finished Area
Lot Size2,500 sqft (0.057 acres)
OccupancyOwner Occupied
Last Sale$112,000 (2021)
Tax Bill$1,484.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-44-00-001.16

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area740 sqft Finished Area
Gross Area866 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area2,500 sqft (0.057 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address505 E 45TH ST
CityCOVINGTON
StateKY
Zip41015-1817
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROSEDALE PK LOT 109 25'X 100' SEC E 45TH & NEVADA ST
Legal SubdivisionROSEDALE PARK
Legal Lot Number109
Legal UnitE
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1008
Census Tract61200

Owner

Source: Kenton County records · APN 056-44-00-001.16

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address505 E 45TH ST, COVINGTON, KY 41015-1817
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage
CITY OF COVINGTON
Dec 06, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 26, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2021 · Amount on Record
Deed SaleDec 06, 2021 · Amount on Record
Prior SaleJun 26, 2020 · Amount on Record
Deed Doc Number2021149
Deed Book / Page135 / 203
Prior Transfer DateMay 31, 2005
Prior Transfer Doc0005900196
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address505 E 45TH ST, COVINGTON, KY 41015-1817
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900071
DateJan 19, 2022
Book Page328/145
Instrument22011905900071
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term58 Months
DueNov 23, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 06, 2021
Property Address505 E 45TH ST, COVINGTON, KY 41015-1817
Document Number0005900149
Book / Page135 / 203
Map ReferenceMB 143 PG 641
Instrument DateNov 30, 2021
Instrument21120605900149
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7690 E COVERED BRIDGE DR, 7690, FLORENCE, KY 41042-2814

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E 45TH ST, COVINGTON, KY 41015-1817

Mortgage

Document Number0005900150
DateDec 06, 2021
Instrument21120605900150
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 26, 2020
Property Address505 E 45TH ST, COVINGTON, KY 41015-1817
Document Number0000000108
Book / Page000028 / 000609
Instrument DateJun 23, 2020
Instrument108
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$77.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E 45TH ST COVINGTON KY 410151817, COVINGTON, KY 41015-1817

Mortgage

Document Number109
DateJun 26, 2020
Book Page000M63/000282
Instrument109
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address505 E 45TH ST, COVINGTON, KY 41015-1817
Document Number0000000014
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E 45TH ST COVINGTON KY 410151817, COVINGTON, KY 41015-1817

Mortgage

Document Number0000000014
DateAug 04, 2020
Book Page000M77/000851
Instrument14
Lender
NameMISCELLANEOUS GOVT AGCY
Address20 W PIKE ST, COVINGTON, KY 41011-2711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 03, 2025

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,484.00 (-0.47%)$112,000 (-) Land $10,000 Building $102,000$112,000 (-) Land $10,000 Building $102,000
2023$1,491.00$112,000 Land $10,000 Building $102,000$112,000 Land $10,000 Building $102,000

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