505 E 2nd St, Sumner, IA 50674 Property Records

Bremer County property record for 505 E 2nd St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 989 sqft · built 1928
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Mar 2019)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-24-458-002`

Property Details

APN / Parcel Number

Primary APN	`04-24-458-002`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	989 sqft Living Area
1st Floor Area	629 sqft
Basement Area	989 sqft
Unfinished Basement	989 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	201 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	60 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	505 E 2ND ST
City	SUMNER
State	IA
Zip	50674-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-93-11 LITTELL'S ADD E 1/2 LOT 1
Legal Range	11W
Legal Township	93N
Legal Section	24
Legal Subdivision	LITTELL'S ADD
Legal Lot Number	1
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	2
Census Block	2022
Census Tract	4700

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 E 2ND ST, SUMNER, IA 50674-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	2019784
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Mar 27, 2019
Property Address	505 E 2ND ST, SUMNER, IA 50674-1625
Document Number	20190784
Instrument Date	Mar 22, 2019
Instrument	20190784
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SECOND ST, SUMNER, IA 50674

Mortgage

Document Number	0020190785
Date	Mar 27, 2019
Instrument	20190785

Lender

Name	NORTHEAST SECURITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,284.00 (+13.43%)	$82,540 (+8.99%) Land $14,920 Building $67,620	$82,540 (+8.99%) Land $14,920 Building $67,620
2023		$75,730 Land $13,050 Building $62,680	$75,730 Land $13,050 Building $62,680
2022	$1,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2004–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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