Cass County property record for 505 E 14th St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 3,489 sqft · built 1963 |
| Lot Size | 0.744 acres (32,438 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,000 (Aug 2025) |
| Tax Bill | $5,918 (2024) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 300006364001000 |
| Primary APN | 300006364001000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 3,489 sqft Living Area |
| Basement Area | 872 sqft |
| Finished Basement | 436 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 32,438 sqft (0.744 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 142 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 505 E 14TH ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAKER'S HEIGHT LOTS 2 & 14 & LOT 15 (EXC.W28'3') |
| Legal Subdivision | BAKERS HEIGHTS |
| Legal Lot Number | 2,14-15 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 190400 |
Source: Cass County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 505 E 14TH ST, ATLANTIC, IA 50022-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Nov 29, 2023 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Deed Document Number | 0020251345 |
| Deed Book / Page | 2025 / 1345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS IA |
| Recording Date | Aug 12, 2025 |
| Property Address | 505 E 14TH ST, ATLANTIC, IA 50022-2606 |
| Document Number | 02025/1345 |
| Book / Page | 2025 / 1345 |
| Instrument Date | Aug 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 E 14TH ST, ATLANTIC, IA 50022-2606 |
| Document Number | 02025/1346 |
|---|---|
| Date | Aug 12, 2025 |
| Book Page | 2025/1346 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Property Address | 505 E 14TH ST, ATLANTIC, IA 50022-2606 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 505 E 14TH ST, ATLANTIC, IA 50022-2606 |
| Document Number | 02023/1779 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 2023/1779 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 15, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cass County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $330,180 (+0.34%) Land $29,640 Building $300,540 | $330,180 (+0.34%) Land $29,640 Building $300,540 | |
| 2024 | $5,918.00 (-11.78%) | ||
| 2023 | $329,060 Land $29,640 Building $299,420 | $329,060 Land $29,640 Building $299,420 | |
| 2022 | $6,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1991–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massena Telephone Company, Verizon, Western Iowa Wireless.
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