505 Drifter Dr, Bozeman, MT 59718 Property Records

Gallatin County property record for 505 Drifter Dr, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,333 sqft · built 2002
Lot Size	0.471 acres (20,517 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,900 (Mar 2015)
Tax Bill	$7,645 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RFG44206`

Property Details

APN / Parcel Number

Primary APN	`00RFG44206`
Alternative APNs	`06-0904-20-3-09-13-0000` `R0640208`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,333 sqft Living Area
1st Floor Area	2,577 sqft
2nd Floor Area	1,756 sqft
Upper Floors Area	1,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,517 sqft (0.471 acres)
Garage Type	Mixed
Garage Area	2,364 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	650 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFG44206
Street Address	505 DRIFTER DR
City	BOZEMAN
State	MT
Zip	59718-7278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY GROVE SUB PH 4, S20, T01 S, R05 E, LOT 255, ACRES 0.471
Legal Range	05E
Legal Township	01S
Legal Section	20
Legal Subdivision	VALLEY GROVE SUB PH 4
Legal Lot Number	255
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1103
Census Tract	202

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 DRIFTER DR, BOZEMAN, MT 59718-7278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2015 · Amount on Record
Deed Sale	Mar 18, 2015 · Amount on Record
Prior Sale	Aug 1, 2005
Deed Document Number	20152506390
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	505 DRIFTER DR, BOZEMAN, MT 59718-7278
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002867920
Date	Jan 9, 2026
Instrument	2867920

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	505 DRIFTER DR, BOZEMAN, MT 59718-7278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE COMPANY OF MT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2701987
Date	Sep 28, 2020
Instrument	2701987

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company
Address	TUPELO, MS 38801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Disabled Person's exemption Veteran's exemption	$1,523,900 (+6.1%)	$1,523,900 (+6.1%) Land $318,334 Building $1,205,566
2023	$7,645.00	$1,436,300	$1,436,300 Land $167,745 Building $1,268,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY GROVE SUBDIVISION private · serves 825 people · EPA ID MT0003780
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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