505 Dows Rd, Cedar Rapids, IA 52403 Property Records

Linn County property record for 505 Dows Rd, Cedar Rapids, IA 52403

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,576 sqft · built 1972
Lot Size	9.34 acres (406,850 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Jun 2023)
Tax Bill	$8,050 (2021)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-2-01-003-0-0000`

Property Details

APN / Parcel Number

Primary APN	`15-20-2-01-003-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
Basement Area	1,784 sqft
Finished Basement	1,975 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	406,850 sqft (9.34 acres)
Garage Type	Attached
Garage Area	1,609 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	170 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	505 DOWS RD
City	CEDAR RAPIDS
State	IA
Zip	52403-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 IRR SUR E1/4 NW EX S20' SEC 20 TWP 83 R 6
Legal Range	06
Legal Township	83
Legal Section	20
Legal Subdivision	*
Legal Lot Number	2
Jurisdiction	LINN IA
Township / Civil Division	BERTRAM
Census Block Group	2
Census Block	2005
Census Tract	103

Owner

Source: Linn County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 DOWS RD, CEDAR RAPIDS, IA 52403-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEDAR RAPIDS BK&TR
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit BANKERS TR CO NA
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TR
Nov 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Oct 31, 2022
Deed Document Number	1152167090
Deed Book / Page	11521 / 67090
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	505 DOWS RD, CEDAR RAPIDS, IA 52403-7005
Document Number	0109040260
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 DOWS RD CEDAR RAPIDS IA 524037005, CEDAR RAPIDS, IA 52403-7005

Mortgage

Document Number	0109040260
Date	Jan 28, 2021
Book Page	010904/000260

Lender

Name	CEDAR RAPIDS BK&TR
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	505 DOWS RD, CEDAR RAPIDS, IA 52403-7005
Document Number	0101680119
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 DOWS RD CEDAR RAPIDS IA 524037005, CEDAR RAPIDS, IA 52403-7005

Mortgage

Document Number	0101680119
Date	Aug 7, 2018
Book Page	010168/000119

Lender

Name	BANKERS TR CO NA
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 6, 2023

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	505 DOWS RD, CEDAR RAPIDS, IA 52403-7005
Document Number	0102800451
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 DOWS RD CEDAR RAPIDS IA 524037005, CEDAR RAPIDS, IA 52403-7005

Mortgage

Document Number	0102800451
Date	Jan 18, 2019
Book Page	010280/000451

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 17, 2024

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Nov 13, 2017
Property Address	505 DOWS RD, CEDAR RAPIDS, IA 52403-7005
Document Number	0099750655
Book / Page	009975 / 000655
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017

Transaction

Amount	Amount Recorded
Tax	$1,007.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 DOWS RD CEDAR RAPIDS IA 524037005, CEDAR RAPIDS, IA 52403-7005

Tax Assessment & Valuation

Source: Linn County assessment roll, as of May 1, 2022

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$580,000 Land $148,500 Building $431,500
2021	$8,050.00		$580,000 Land $148,500 Building $431,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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