505 Cullen Ct, Lutz, FL 33548 Property Records

Hillsborough County property record for 505 Cullen Ct, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,406 sqft · built 1984
Lot Size	0.352 acres (15,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,500 (May 2019)
Tax Bill	$6,178 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`017356-1112`

Property Details

APN / Parcel Number

Primary APN	`017356-1112`
Alternative APN	`U3627180SN000003000160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,406 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	2,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,325 sqft (0.352 acres)
Lot Dimensions	141 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft
Porch	Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0173561112
Street Address	505 CULLEN CT
City	LUTZ
State	FL
Zip	33548-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-4
Legal Description	FAIRCLOTH ESTATES LOT 16 BLOCK 3
Legal Range	18E
Legal Township	27S
Legal Section	36
Legal Subdivision	FAIRCLOTH ESTATES
Legal Tract	SN
Legal Block	3
Legal Lot Number	16
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3019
Census Tract	11107

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3212 SUNSET LAKES BLVD, LAND O LAKES, FL 34638-8305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jun 30, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 22, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
Nov 6, 2017	Quit Claim Deed, Transfer · Commercial Mortgage FIRST DAKOTA NATIONAL BANK
Aug 4, 2017	Warranty Deed, Transfer BROKERS TITLE/TAMPA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2019216387
Deed Book / Page	26642 / 520
Prior Transfer Date	Oct 20, 2017
Prior Transfer Doc	0000430273
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	505 CULLEN CT, LUTZ, FL 33548-6187
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CULLEN CT, LUTZ, FL 33548-6187

Mortgage

Document Number	0000409952
Date	Sep 22, 2025
Instrument	2025409952

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	505 CULLEN CT, LUTZ, FL 33548-6187
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CULLEN CT, LUTZ, FL 33548-6187
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084706
Date	Mar 1, 2023
Instrument	2023084706

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	505 CULLEN CT, LUTZ, FL 33548-6187
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CULLEN CT, LUTZ, FL 33548-6187

Mortgage

Document Number	2021518191
Date	Oct 13, 2021
Instrument	2021518191

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	505 CULLEN CT, LUTZ, FL 33548-6187
Document Number	0000483146
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 CULLEN CT LUTZ FL 335486187, LUTZ, FL 33548-6187

Mortgage

Document Number	0000483146
Date	Nov 19, 2020
Instrument	483146

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 22, 2019
Property Address	505 CULLEN CT, LUTZ, FL 33548-6187
Document Number	0266420520
Book / Page	026642 / 000520
Instrument Date	May 20, 2019
Instrument	216387
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	AWS TITLE SERVICES LLC, AWS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,467.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 CULLEN CT LUTZ FL 335486187, LUTZ, FL 33548-6187

Mortgage

Document Number	266420522
Date	May 22, 2019
Book Page	026642/000522
Instrument	216388

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 6, 2017
Property Address	505 CULLEN CT, LUTZ, FL 33548-6187
Document Number	0000430273
Book / Page	25342 / 0788
Map Reference	MB49 PG26
Instrument Date	Oct 20, 2017
Instrument	2017430273
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	BROKERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 N KROHN PL, 100, SIOUX FALLS, SD 57103-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 S WINESWEPT CIR, SIOUX FALLS, SD 57108

Mortgage

Document Number	0000430274
Date	Nov 6, 2017
Instrument	2017430274

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 4, 2017
Property Address	505 CULLEN CT, LUTZ, FL 33548-6187
Document Number	0251411034
Book / Page	025141 / 001034
Instrument Date	Jul 31, 2017
Instrument	307095
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	BROKERS TITLE/TAMPA LLC

Transaction

Amount	Amount Recorded
Tax	$2,222.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 N KROHN PL SIOUX FALLS SD 571031815, SIOUX FALLS, SD 57103-1815

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,645 (+33.13%) Land $123,956 Building $327,689	$451,645 (+1.44%) Land $123,956 Building $327,689
2025	$6,178.00 (+12.61%) Homeowner's exemption	$339,259 (+5.99%)	$445,218 (+1.11%) Land $108,461 Building $336,757
2023	$5,486.00 (+4.36%) Homeowner's exemption	$320,095 (+3%)	$440,324 (+1.11%) Land $85,220 Building $355,104
2022	$5,257.00 Homeowner's exemption	$310,772	$435,485 Land $77,472 Building $358,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	28 (1979–2024)
Claims Outside the SFHA	7 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Cullen Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures