505 Cresthaven Dr, Monroe, NC 28110 Property Records

Union County property record for 505 Cresthaven Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,254 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Oct 2013)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-351-197`

Property Details

APN / Parcel Number

Primary APN	`09-351-197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,254 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	898 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	193 sqft
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	505 CRESTHAVEN DR
City	MONROE
State	NC
Zip	28110-8603
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#10 ROCKY RIVER ESTATES 00505 CRESTHAVEN DR
Legal Subdivision	ROCKY RIVER ESTATES
Legal Lot Number	9
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3002
Census Tract	20403

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1322 PARKSIDE DR, MONROE, NC 28110-9565
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT PATMAN CONGRESS'L FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Prior Sale	Nov 15, 1999 · Amount on Record
Deed Document Number	201335349
Deed Book / Page	6115 / 580
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	505 CRESTHAVEN DR, MONROE, NC 28110-8603
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000859796
Date	Oct 25, 2022
Book Page	8597/96
Instrument	36406

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	505 CRESTHAVEN DR, MONROE, NC 28110-8603
Document Number	7047330
Book / Page	007047 / 000330
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 CRESTHAVEN DR MONROE NC 281108603, MONROE, NC 28110-8603

Mortgage

Document Number	7047330
Date	Nov 3, 2017
Book Page	007047/000330
Instrument	32525

Lender

Name	WRIGHT PATMAN CONGRESS'L FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+20.62%)	$364,100 (+59.55%) Land $57,200 Building $306,900	$364,100 (+59.55%) Land $57,200 Building $306,900
2023	$1,460.00	$228,200 Land $33,400 Building $194,800	$228,200 Land $33,400 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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