505 Colonial Dr, Sumter, SC 29150 Property Records

Sumter County property record for 505 Colonial Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,836 sqft · built 2000
Lot Size	0.296 acres (12,880 sqft)
Owner	Individual Name on Record
Last Sale	$195,500 (May 2023)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`248-10-03-046`

Property Details

APN / Parcel Number

Primary APN	`248-10-03-046`
Alternative APN	`47448`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Upper Floors Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,880 sqft (0.296 acres)
Lot Dimensions	140 ft deep x 92 ft wide
Porch	Finished/Open Porch
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47448
Street Address	505 COLONIAL DR
City	SUMTER
State	SC
Zip	29150-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 216A Z26-39 92 FT -
Legal Subdivision	WILSON PARK
Legal Lot Number	216A
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2027
Census Tract	700

Owner

Source: Sumter County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 COLONIAL DR, SUMTER, SC 29150-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
May 18, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 6, 2020	Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Book / Page	1314 / 4081
Prior Transfer Date	Sep 18, 2004
Prior Transfer Doc	0009570946
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	505 COLONIAL DR, SUMTER, SC 29150-3001
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 COLONIAL DR, SUMTER, SC 29150-3001

Mortgage

Document Number	0013235748
Date	Feb 22, 2024
Book Page	1323/5748

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 18, 2023
Property Address	505 COLONIAL DR, SUMTER, SC 29150-3001
Document Number	0013144081
Book / Page	1314 / 4081
Map Reference	MB Z-26 PG 39
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$508.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 COLONIAL DR, SUMTER, SC 29150-3001

Mortgage

Document Number	0013144085
Date	May 18, 2023
Instrument	1314/4085

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 6, 2020
Property Address	505 COLONIAL DR, SUMTER, SC 29150-3001
Document Number	0012704011
Book / Page	1270 / 4011
Map Reference	MB Z26 PG 39
Instrument Date	Jun 10, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 COLONIAL DR, SUMTER, SC 29150-3001

Mortgage

Document Number	0012704014
Date	Jul 6, 2020
Book Page	1270/4014

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 (-42.61%)	$7,670 (+59.46%) Land $240 Building $7,430	$191,817 (+59.52%) Land $5,980 Building $185,837
2023		$4,810 (-31.77%) Land $240 Building $4,570	$120,248 (-) Land $5,980 Building $114,268
2022	$2,591.00	$7,050 Land $360 Building $6,690	$120,248 Land $5,980 Building $114,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	22 (1980–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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