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505 Calle Montecito, Unit 21, Oceanside, CA 92057 Property Records

San Diego County property record for 505 Calle Montecito, Unit 21, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 806 sqft · built 1985
Lot Size6.97 acres (303,705 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jan 2019)
Tax Bill$2,912 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN157-560-09-21

Property Details

APN / Parcel Number

Primary APN157-560-09-21

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area806 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area303,705 sqft
View / LotLake

Location & Zoning

Street Address505 CALLE MONTECITO, 21
CityOCEANSIDE
StateCA
Zip92057-5246
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-C
Legal DescriptionLOT 5 US 21PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal SubdivisionLIBBY LAKE CONDO
Legal Tract009806
Legal Block2
Legal Lot Number5,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18618

Owner

Source: San Diego County records · APN 157-560-09-21

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address505 CALLE MONTECITO, 21, OCEANSIDE, CA 92057-5246
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
AIM CU
Jan 18, 2019Grant Deed, Transfer · Conventional with PMI
BAY EQUITY
Jan 18, 2019Quit Claim Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jan 18, 2019Quit Claim Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2019 · Amount on Record
Deed SaleJan 18, 2019 · Amount on Record
Prior SaleMay 08, 2009 · Amount on Record
Deed Document Number201921413
Prior Transfer DateJan 07, 2019
Prior Transfer Doc0000021411
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address505 CALLE MONTECITO UNIT 21, 21, OCEANSIDE, CA 92057-5246
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 CALLE MONTECITO 21, 21, OCEANSIDE, CA 92057-5246

Mortgage

Document Number0000013635
DateJan 18, 2023
Instrument2023-0013635
Lender
NameAIM CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2019
Property Address505 CALLE MONTECITO UNIT 21, 21, OCEANSIDE, CA 92057-5246
Document Number0000021413
Instrument DateJan 17, 2019
Instrument21413
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyTICOR TITLE-SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$253.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address505 CALLE MONTECITO #21 OCEANSIDE CA 920575246, 21, OCEANSIDE, CA 92057-5246

Mortgage

Document Number21414
DateJan 18, 2019
Instrument21414
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 17, 2049

Mortgage

Document Number28433,
DateJan 18, 2019
Instrument28433
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2019
Property Address505 CALLE MONTECITO UNIT 21, 21, OCEANSIDE, CA 92057-5246
Document Number0000021411
Instrument DateJan 07, 2019
Instrument21411
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6379 MEADOWBUSH CIR SAN DIEGO CA 92137, SAN DIEGO, CA 92137

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2019
Property Address505 CALLE MONTECITO UNIT 21, 21, OCEANSIDE, CA 92057-5246
Document Number0000021412
Instrument DateDec 27, 2018
Instrument21412
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address505 CALLE MONTECITO #21 OCEANSIDE CA 920575246, 21, OCEANSIDE, CA 92057-5246

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$261,692 (+2%) Land $158,602 Building $103,090
2025$2,912.00 (+5.16%)$256,562 (+4.04%) Land $155,493 Building $101,069
2023$2,769.00 (+1.54%)$246,602 Land $149,456 Building $97,146
2022$2,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 681 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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