505 Cliff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 505 Cliff Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,148 sqft · built 2021
Lot Size	0.276 acres (12,018 sqft)
Owner	Company Name on Record
Tax Bill	$6,835 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T220300103`

Property Details

APN / Parcel Number

Primary APN	`T220300103`
Alternative APN	`2-0105-D136-00-0027.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
Gross Area	4,296 sqft
1st Floor Area	2,148 sqft
Basement Area	2,148 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,018 sqft (0.276 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T220300103
Street Address	505 CLIFF BROOK DR
City	O FALLON
State	MO
Zip	63366-5097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE ADDN #1 LOT 27
Legal Subdivision	BROOKSIDE ADDN #1
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2010
Census Tract	312095

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	505 CLIFF BROOK DR, O FALLON, MO 63366-5097
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Intrafamily Transfer, Transfer
May 31, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023
Deed Sale	Aug 24, 2023
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	202334288
Prior Transfer Date	Aug 23, 2023
Prior Transfer Doc	0000034288
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 24, 2023
Property Address	505 CLIFF BROOK DR, O FALLON, MO 63366-5097
Document Number	0000034288
Map Reference	DOC 2021R-081188
Instrument Date	Aug 23, 2023
Instrument	2023R-034288
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	505 CLIFF BROOK DR, O FALLON, MO 63366-5097

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 31, 2022
Property Address	505 CLIFF BROOK DR, O FALLON, MO 63366-5097
Document Number	0000030590
Map Reference	DOC 2021R-081188
Instrument Date	May 27, 2022
Instrument	2022R-030590
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, HOMESTEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RESEARCH PARK DR # DR130, DR130, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CLIFF BROOK DR, O FALLON, MO 63366-5097
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030591
Date	May 31, 2022
Instrument	2022R-030591

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,962 (-)	$578,742 (-) Land $73,500 Building $505,242
2025	$6,835.00	$109,962 (+15.97%)	$578,742 (+15.97%) Land $73,500 Building $505,242
2023		$94,816
2022			$499,031 Land $52,500 Building $446,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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