Miami County property record for 505 Cherry Ln, Fletcher, OH 45326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1972 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jun 2026) |
| Tax Bill | $2,411 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B05-005090 |
| Primary APN | B05-005090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 2,520 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 505 CHERRY LN |
|---|---|
| City | FLETCHER |
| State | OH |
| Zip | 45326-8777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 308 88.75 |
| Legal Subdivision | FLETCHER VILLAGE |
| Legal Lot Number | 308 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | BROWN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 390100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 25, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage MINSTER BANK |
| Mar 18, 2019 | Warranty Deed, Transfer · Conventional with PMI PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Dec 8, 2022 · Amount on Record |
| Deed Document Number | 20267813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000007813 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20267813 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | HOMESERVICES TITLE, HOME SERVICES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000007814, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20267814 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000008166 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 2025OR-08166 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 12, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 8, 2022 |
| Property Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000017329 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022OR-17329 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000017330 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 2022OR-17330 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 18, 2019 |
| Property Address | 505 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000002734 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2734 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 CHERRY LN FLETCHER OH 453268777, FLETCHER, OH 45326-8777 |
| Document Number | 2735 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2735 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| Municipality | Fletcher Village |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,411.00 (+40.17%) Homeowner's exemption | $71,790 (+75.61%) Land $8,440 Building $63,350 | $205,100 (+75.6%) Land $24,100 Building $181,000 |
| 2024 | $1,720.00 (+1.06%) Homeowner's exemption | $40,880 (-) Land $8,470 Building $32,410 | |
| 2023 | $1,702.00 (-3.13%) Homeowner's exemption | $40,880 (-) Land $8,470 Building $32,410 | $116,800 (-) Land $24,200 Building $92,600 |
| 2022 | $1,757.00 Homeowner's exemption | $40,880 Land $8,470 Building $32,410 | $116,800 Land $24,200 Building $92,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLETCHER VILLAGE PWS serves 461 people · EPA ID OH5500412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.59 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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