St. Charles County property record for 505 Charles Pl, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,908 sqft · built 1968 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,800 (Apr 2021) |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 320640A000 |
| Primary APN | 320640A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,836 sqft |
| 1st Floor Area | 1,054 sqft |
| Basement Area | 1,054 sqft |
| Finished Basement | 854 sqft |
| Unfinished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 546 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 320640A000 |
|---|---|
| Street Address | 505 CHARLES PL |
| City | O FALLON |
| State | MO |
| Zip | 63366-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE CHAS HILLS LOT 102 |
| Legal Subdivision | LAKE CHAS HILLS |
| Legal Lot Number | 102 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 311801 |
Source: St. Charles County records · APN 320640A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 CHARLES PL, O FALLON, MO 63366-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Sep 14, 2020 | Warranty Deed, Transfer · VA Mortgage ACCESS CAP FNDG |
| Feb 10, 2017 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2021 · Amount on Record |
| Deed Sale | Apr 02, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2020 · Amount on Record |
| Deed Document Number | 202128896 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 02, 2021 |
| Property Address | 505 CHARLES PL, O FALLON, MO 63366-1316 |
| Document Number | 2021R028896 |
| Map Reference | MB 6 PG 16 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021R-028896 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | UNISOURCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 CHARLES PLPI, 505, O FALLON, MO 63366 |
| Name | Verified Name |
|---|---|
| Address | 505 CHARLES PL, O FALLON, MO 63366-1316 |
| Document Number | 2021R028897 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 2021R-028897 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 14, 2020 |
| Property Address | 505 CHARLES PL, O FALLON, MO 63366-1316 |
| Document Number | 0000067760 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 67760 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 CHARLES PL O FALLON MO 633661316, O FALLON, MO 63366-1316 |
| Document Number | 67761 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 67761 |
| Name | ACCESS CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 10, 2017 |
| Property Address | 505 CHARLES PL, O FALLON, MO 63366-1316 |
| Document Number | 0066980448 |
| Book / Page | 6698 / 0448 |
| Map Reference | MB 6 PG 16 |
| Instrument Date | Feb 02, 2017 |
| Instrument | 20170210000089300 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1915 HOMEFIELD ESTATES DR, 1915, O FALLON, MO 63366-4390 |
| Name | Verified Name |
|---|---|
| Address | 505 CHARLES PL, O FALLON, MO 63366-1316 |
| Document Number | 20170210000089310 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 20170210000089310 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,989.00 (+0.73%) | $43,837 (+4.03%) | $230,720 (+4.03%) Land $50,000 Building $180,720 |
| 2024 | $3,960.00 | ||
| 2023 | $42,138 | ||
| 2022 | $221,778 Land $50,000 Building $171,778 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 42 (1979–2022) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 35% of the US · above 26% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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