505 Center St, Laurel, DE 19956 Property Records

Sussex County property record for 505 Center St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,120 sqft · built 1980
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2019)
Tax Bill	$575 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.06-214.02`

Property Details

APN / Parcel Number

Primary APN	`432-8.06-214.02`

Interior

Bedrooms	1 Bed
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	505 CENTER ST
City	LAUREL
State	DE
Zip	19956-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	LANDS OF TOWN OF LAUREL PARCEL B
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3007
Census Tract	51802

Owner

505 Center St is owned and occupied by two individuals who bought it in August 2019.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 CENTER ST, LAUREL, DE 19956-1331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · VA Mortgage USA VETERANS ADMIN
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 30, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	201931866
Deed Book / Page	5113 / 231
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	505 CENTER ST, LAUREL, DE 19956-1331
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211020103
Date	Jun 3, 2022
Book Page	21102/103
Instrument	20220000027282

Lender

Name	USA VETERANS ADMIN

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	505 CENTER ST, LAUREL, DE 19956-1331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163140157
Date	Jun 30, 2017
Book Page	16314/157
Instrument	24615

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2037

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 30, 2019
Property Address	505 CENTER ST, LAUREL, DE 19956-1331
Document Number	0051130231
Book / Page	5113 / 231
Instrument Date	Jul 26, 2019
Instrument	20190000031866
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CENTER ST, LAUREL, DE 19956-1331

Tax Assessment & Valuation

The 2026 property tax bill for 505 Center St was $575, up 2.9% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$575.00 (+2.86%)	$9,950 (-) Land $650 Building $9,300	$149,300 (-) Land $27,600 Building $121,700
2025	$559.00	$9,950 Land $650 Building $9,300	$149,300 Land $27,600 Building $121,700
2023	$626.00	$9,950 Land $650 Building $9,300	$19,900 Land $1,300 Building $18,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 505 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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