505 Centennial Ave, Normal, IL 61761 Property Records

McLean County property record for 505 Centennial Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,386 sqft · built 1965
Lot Size	0.395 acres (17,194 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,237 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-27-402-014`

Property Details

APN / Parcel Number

Primary APN	`14-27-402-014`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Basement Area	198 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Roof Material	Asphalt
Lot Area	17,194 sqft (0.395 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	505 CENTENNIAL AVE
City	NORMAL
State	IL
Zip	61761-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 104 PLEASANT HILL 4TH ADD & BEG SE COR OUTLOT B: N87.28, W76.83, SW70.67, SE102 TO POB PT OUTLOT B PLEASANT HILL 3RD ADD
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	PLEASANT HILL
Legal Lot Number	104
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

505 Centennial Ave is owned and occupied by two individuals who acquired it in February 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 CENTENNIAL AVE, NORMAL, IL 61761-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 29, 2021	Intrafamily Transfer, Transfer ATTORNEY
Nov 20, 2019	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 18, 2021
Transfer Doc	0000007349
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	505 CENTENNIAL AVE, NORMAL, IL 61761-3127
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003773
Date	Feb 18, 2021
Instrument	2021-00003773

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	34 Months
Due	Dec 23, 2023

Interest

Rate	4.4%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Mar 29, 2021
Property Address	505 CENTENNIAL AVE, NORMAL, IL 61761-3127
Document Number	202100007349
Instrument Date	Feb 18, 2021
Instrument	2021-00007349
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CENTENNIAL AVE, NORMAL, IL 61761-3127

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	505 CENTENNIAL AVE, NORMAL, IL 61761-3127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900019222
Date	Nov 20, 2019
Instrument	2019-00019222

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 4, 2024

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,960 Land $16,731 Building $52,229	$206,880 Land $50,193 Building $156,687
2024	$4,237.00 (+8.64%)
2023	$3,900.00	$56,577 Land $13,727 Building $42,850	$169,731 Land $41,181 Building $128,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Centennial Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Centennial Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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