505 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 505 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,376 sqft · built 1839
Lot Size	0.053 acres (2,309 sqft)
Owner	Company Name on Record
Tax Bill	$3,575 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2021 Transfer + 1 more
APN	`7789-23-4615`

Property Details

APN / Parcel Number

Primary APN	`7789-23-4615`
Alternative APNs	`0457` `457`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1839
Architectural Style	Georgian
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	133 ft deep x 17 ft wide
Garage Type	Built-in
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	457
Old Parcel Number	0457
Street Address	505 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LT 258 BL 47-505
Legal Block	47
Legal Lot Number	258
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3034
Census Tract	100

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1005 SOPHIA ST, FREDERICKSBURG, VA 22401-3809
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jul 21, 2021	Correction Deed
Jun 13, 2017	Warranty Deed, Transfer · ARM UNION MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021
Deed Sale	Jul 21, 2021
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Document Number	0000181419
Prior Transfer Date	Jun 13, 2017
Prior Transfer Doc	170001403
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	505 CAROLINE ST, FREDERICKSBURG, VA 22401-6013
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100771
Date	Mar 1, 2021
Instrument	202100771

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jul 21, 2021
Property Address	505 CAROLINE ST, FREDERICKSBURG, VA 22401-6013
Document Number	0202102889
Instrument Date	Jul 19, 2021
Instrument	202102889
Record Updated	Mar 9, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 13, 2017
Property Address	505 CAROLINE ST, FREDERICKSBURG, VA 22401-6013
Document Number	0170001403
Instrument Date	Jun 12, 2017
Instrument	170001403
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	STA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CAROLINE ST, FREDERICKSBURG, VA 22401-6013

Mortgage

Document Number	0170001404
Date	Jun 13, 2017
Instrument	170001404

Lender

Name	UNION MORTGAGE GROUP INC

Agreement

Type	ARM
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,575.00 (+4.96%)	$441,400 (+15.31%) Land $183,000 Building $258,400	$441,400 (+15.31%) Land $183,000 Building $258,400
2024	$3,406.00	$382,800 Land $183,000 Building $199,800	$382,800 Land $183,000 Building $199,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	18 (1979–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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