Union County property record for 505 Broome St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,812 sqft · built 2017 |
| Lot Size | 0.695 acres (30,274 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,500 (Mar 2018) |
| Tax Bill | $4,183 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-115-013A |
| Primary APN | 09-115-013A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 30,274 sqft (0.695 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 505 BROOME ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | TRACT 2 OPCN766 |
| Legal Subdivision | HINSON CIRCLE |
| Legal Tract | 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20601 |
505 Broome St, a rural home, is owned and occupied by two individuals who bought it in March 2018.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 BROOME ST, MONROE, NC 28110-3911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 2, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Aug 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Prior Sale | Aug 15, 2017 · Amount on File |
| Deed Document Number | 20185547 |
| Deed Book / Page | 7112 / 613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 505 BROOME ST, MONROE, NC 28110-3911 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0008742222 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 8742/222 |
| Instrument | 16500 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 505 BROOME ST, MONROE, NC 28110-3911 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0008496194 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 8496/194 |
| Instrument | 20601 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 2, 2018 |
| Property Address | 505 BROOME ST, MONROE, NC 28110-3911 |
| Document Number | 0007112613 |
| Book / Page | 7112 / 613 |
| Map Reference | MB N PG 766&767 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 0005547 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 BATTLEGROUND AVE STE 230, 3300, GREENSBORO, NC 27410-2490 |
| Name | Verified Name |
|---|---|
| Address | 505 BROOME ST, MONROE, NC 28110-3911 |
| Document Number | 0000005548 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 0005548 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 15, 2017 |
| Property Address | 505 BROOME ST, MONROE, NC 28110-3911 |
| Document Number | 6994641 |
| Book / Page | 006994 / 000641 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 23654 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 505 Broome St was $4,183.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,500 (-) Land $35,700 Building $442,800 | $478,500 (-) Land $35,700 Building $442,800 | |
| 2025 | $4,183.00 | $478,500 Land $35,700 Building $442,800 | $478,500 Land $35,700 Building $442,800 |
| 2023 | $2,159.00 | $198,000 Land $14,800 Building $183,200 | $198,000 Land $14,800 Building $183,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Broome St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Broome St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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