505 Black Mountain Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 505 Black Mountain Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,948 sqft · built 1965
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Mar 2023)
Tax Bill	$1,712 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5965-03-34-0851`

Property Details

APN / Parcel Number

Primary APN	`5965-03-34-0851`
Alternative APNs	`100065691` `100126002` `100132049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,758 sqft
Basement Area	1,175 sqft
Finished Basement	190 sqft
Unfinished Basement	985 sqft
Flooring	Parquet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	135,907 sqft (3.12 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	540 sqft
Storage Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100132049
Street Address	505 BLACK MOUNTAIN RD
City	PILOT MOUNTAIN
State	NC
Zip	27041-7322
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3031
Census Tract	931200

Owner

505 Black Mountain Rd, a rural home, is owned and occupied by an individual who acquired it in February 2025.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	505 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Aug 31, 2007	Deed of Trust, Mortgage · Conventional Mortgage SIDUS FINANCIAL LLC
Jul 3, 2007	Deed of Trust, Mortgage · Conventional Mortgage SURREY BANK & TRUST
Mar 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Deed Document Number	2023703940
Deed Book / Page	1848 / 956
Last Transfer Date	Feb 27, 2025
Transfer Doc	001929/991
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	505 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7322
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001967/590
Date	Mar 20, 2026
Book Page	1967/590
Instrument	732290

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	505 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01207/0359
Date	Aug 31, 2007
Book Page	1207/0359
Instrument	004504860012

Lender

Name	SIDUS FINANCIAL LLC
Type	Mortgage Company
Address	GREENVILLE, NC 27858

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	505 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01198/0158
Date	Jul 3, 2007
Book Page	1198/0158
Instrument	004477700016

Lender

Name	SURREY BANK & TRUST
Address	MOUNT AIRY, NC 27030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jan 2, 2008

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 21, 2023
Property Address	505 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7322
Document Number	001848/956
Book / Page	1848 / 956
Instrument Date	Mar 20, 2023
Instrument	703940
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7322

Mortgage

Document Number	0000703942
Date	Mar 21, 2023
Instrument	703942

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 505 Black Mountain Rd was $1,712, up 6.5% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,712.00 (+6.53%)	$214,560 (-24.56%) Land $32,450 Building $182,110	$214,560 (-24.56%) Land $32,450 Building $182,110
2025	$1,607.00	$284,430 Land $34,940 Building $249,490	$284,430 Land $34,940 Building $249,490
2023	$100.00	$160,240 Land $32,450 Building $127,790	$160,240 Land $32,450 Building $127,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Black Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Black Mountain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Surry Telephone.

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