505 Beech St, Franklin, KY 42134 Property Records

Simpson County property record for 505 Beech St, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,830 sqft · built 1978
Lot Size0.519 acres (22,650 sqft)
OwnerIndividual Name on Record
Tax Bill$1,631 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN020-00-23-003.00

Property Details

APN / Parcel Number

Primary APN020-00-23-003.00
Alternative APN
  • 8491

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Living Area

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,650 sqft (0.519 acres)
Lot Dimensions150 ft deep x 151 ft wide
Garage TypeAttached
Garage Area418 sqft
PorchPorch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address505 BEECH ST
CityFRANKLIN
StateKY
Zip42134-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description505 BEECH STREET
Legal SubdivisionOAKLAND HEIGHTS
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1035
Census Tract970401

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address505 BEECH ST, FRANKLIN, KY 42134-2419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Line of Credit
SOUTH CENTRAL BANK
Jun 30, 2017Deed of Trust, Mortgage · Line of Credit
SOUTH CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2016
Deed SaleJan 5, 2016
Deed Document Number000WB26551
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address505 BEECH ST, FRANKLIN, KY 42134-2419
Transaction TypeMortgage
Record UpdatedOct 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 BEECH ST, FRANKLIN, KY 42134-2419

Mortgage

Document NumberM503/868
DateSep 21, 2021
Book PageM503/868
Instrument1204867
Lender
NameSOUTH CENTRAL BANK
TypeBank
AddressGLASGOW, KY 42141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2046

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address505 BEECH ST, FRANKLIN, KY 42134-2419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM435/185
DateJun 30, 2017
Book PageM435/185
Instrument1181372
Lender
NameSOUTH CENTRAL BANK
TypeBank
AddressGLASGOW, KY 42142
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 20, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,631.00 (+54.16%) Homeowner's exemption$235,000 (+46.88%)$235,000 (+46.88%)
2023$1,058.00 Homeowner's exemption$160,000$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER WORKS
serves 31,602 people · EPA ID KY1070144
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Franklin EPB Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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