505 B St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 505 B St, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,868 sqft · built 1925
Lot Size	0.38 acres (16,571 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Mar 2023)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-036136`

Property Details

APN / Parcel Number

Primary APN	`29-036136`
Alternative APN	`036136`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,868 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,571 sqft (0.38 acres)
Lot Dimensions	300 ft deep x 50 ft wide
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	036136
Street Address	505 B ST
City	CUMBERLAND
State	MD
Zip	21502-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16,571 SF P/O LOTS 85-86 NATIONAL HWY ADDN
Legal Subdivision	NATIONAL HWY ADD
Legal Lot Number	85,86
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1002
Census Tract	1402

Owner

505 B St is held in a trust since November 2023.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1019B EDWARDS FERRY RD NE, LEESBURG, VA 20176-3347
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Apr 1, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2023	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Jun 28, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Oct 19, 2022 · Amount on File
Deed Book / Page	2863 / 165
Last Transfer Date	Nov 24, 2023
Transfer Doc	002955-0254
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	505 B ST, LAVALE, MD 21502-7023
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38591 STEVENS RD, LOVETTSVILLE, VA 20180-1727

Mortgage

Document Number	002935-0079
Date	Jan 5, 2024
Book Page	2935/79

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Mar 1, 2053

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 1, 2024
Property Address	505 B ST, LAVALE, MD 21502-7023
Document Number	002955-0254
Book / Page	2955 / 254
Instrument Date	Nov 29, 2023
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38591 STEVENS RD, LOVETTSVILLE, VA 20180-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019B EDWARDS FERRY RD NE # 1202, 1202, LEESBURG, VA 20176-3347

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 10, 2023
Property Address	505 B ST, LAVALE, MD 21502-7023
Document Number	002863-0165
Book / Page	2863 / 165
Instrument Date	Feb 24, 2023
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38591 STEVES RD, LOVETTSVILLE, VA 20180-1727

Mortgage

Document Number	002863-0169
Date	Mar 10, 2023
Book Page	2863/169

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 28, 2021
Property Address	505 B ST, LAVALE, MD 21502-7023
Document Number	002675-0469
Book / Page	2675 / 469
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 B ST, LAVALE, MD 21502-7023

Tax Assessment & Valuation

The 2025 property tax bill for 505 B St was $2,607.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,967	$242,300 Land $37,800 Building $204,500
2025	$2,607.00
2023	$810.00	$74,600 Land $33,300 Building $41,300	$74,600 Land $33,300 Building $41,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 505 B St in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 B St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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