505 Arbor Dr, Franklin, TN 37069 Property Records

Williamson County property record for 505 Arbor Dr, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,653 sqft · built 1977
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2003)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051D-A-045.00-000`

Property Details

APN / Parcel Number

Primary APN	`051D-A-045.00-000`
Alternative APNs	`094051D A 04500` `196926`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,653 sqft Living Area
Gross Area	3,228 sqft
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	575 sqft
Driveway	Driveway
Porch	Slab
Porch Area	40 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	505 ARBOR DR
City	FRANKLIN
State	TN
Zip	37069-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD COTTONWOOD EST PB 5 PG 68 LOT 0019
Legal Subdivision	COTTONWOOD EST
Legal Lot Number	0019
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1005
Census Tract	50406

Owner

505 Arbor Dr is owned and occupied by two individuals who bought it in July 2003.

Source: Williamson County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 ARBOR DR, FRANKLIN, TN 37069-4101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2003 · Amount on File
Deed Sale	Jul 16, 2003 · Amount on File
Deed Document Number	2003560010
Deed Book / Page	2919 / 488
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	505 ARBOR DR, FRANKLIN, TN 37069-4101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082770101
Date	Nov 6, 2020
Book Page	8277/101
Instrument	20063169

Lender

Name	FIRST BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 28, 2030

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	505 ARBOR DR, FRANKLIN, TN 37069-4101
Document Number	0078480233
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 ARBOR DR FRANKLIN TN 370694101, FRANKLIN, TN 37069-4101

Mortgage

Document Number	0078480233
Date	Dec 27, 2019
Book Page	007848/000233
Instrument	54708

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 505 Arbor Dr was $2,912, up 12.2% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (+12.22%)	$223,975 Land $75,000 Building $148,975	$895,900 Land $300,000 Building $595,900
2024	$2,595.00
2023	$2,595.00	$138,025 (-) Land $37,500 Building $100,525	$552,100 (-) Land $150,000 Building $402,100
2022	$2,595.00	$138,025 Land $37,500 Building $100,525	$552,100 Land $150,000 Building $402,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Arbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	11 (2010–2021)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Arbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Also Mapped Here	H.B.& T.S. UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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