505 Aladar Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 505 Aladar Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,030 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2024)
Tax Bill	$7,213 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2021 Sale & Mortgage + 2 more
APN	`04-31-0-104-007`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-104-007`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,030 sqft Living Area
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	505 ALADAR DR
City	O FALLON
State	IL
Zip	62269-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE COMMONS PHASE 1 LOT/SEC-1 A02814800
Legal Subdivision	CAMBRIDGE COMMONS PHASE 1
Legal Phase	1
Legal Block	104
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2017
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 ALADAR DR, O FALLON, IL 62269-3475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Feb 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage MERCANTILE CAPITAL INC
Oct 13, 2020	Grant Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Jun 9, 2021 · Amount on File
Deed Document Number	20242814800
Prior Transfer Date	Nov 9, 2001
Prior Transfer Doc	00A1648698
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	505 ALADAR DR, O FALLON, IL 62269-3475
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 ALADAR DR, O FALLON, IL 62269-3475

Mortgage

Document Number	0A02861635
Date	Sep 29, 2025
Instrument	A02861635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MINOTOLA, NJ 08341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.48%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 9, 2021
Property Address	505 ALADAR DR, O FALLON, IL 62269-3475
Document Number	A02702777
Map Reference	MB 91 PG 60
Instrument Date	Jun 2, 2021
Instrument	A02702777
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 ALADAR DR, O FALLON, IL 62269-3475

Mortgage

Document Number	A02702778
Date	Jun 9, 2021
Instrument	A02702778

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	505 ALADAR DR, O FALLON, IL 62269-3475
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	ACCENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02686510
Date	Feb 4, 2021
Instrument	A02686510

Lender

Name	MERCANTILE CAPITAL INC
Type	Non-Lending Institution
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 13, 2020
Property Address	505 ALADAR DR, O FALLON, IL 62269-3475
Document Number	00A2671030
Instrument Date	Oct 8, 2020
Instrument	2671030
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 23521 BELLEVILLE IL 622230521, BELLEVILLE, IL 62223-0521

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,213.00 (+2.24%)	$105,863 (+9.62%) Land $12,128 Building $93,735	$317,589 (+9.62%) Land $36,384 Building $281,205
2024	$7,055.00	$96,573 (+22.55%) Land $11,064 Building $85,509	$289,719 (+22.55%) Land $33,192 Building $256,527
2022		$78,802 Land $9,028 Building $69,774	$236,406 Land $27,084 Building $209,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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