505 Acacia St, Laredo, TX 78045 Property Records

Webb County property record for 505 Acacia St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,341 sqft · built 1998
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$287,594 (Jun 2026)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`980-80007-080`

Property Details

APN / Parcel Number

Primary APN	`980-80007-080`
Alternative APN	`239698`

Interior

Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	1,761 sqft
1st Floor Area	1,341 sqft
Utility Area	30 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	816 sqft

Location & Zoning

Street Address	505 ACACIA ST
City	LAREDO
State	TX
Zip	78045-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 BLK 7 TERRA HILLS IV
Legal Subdivision	TERRA HILLS I, II, III, IV
Legal Block	7
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1000
Census Tract	1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3718 SAN EDUARDO AVE, LAREDO, TX 78041-4521
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES
Jun 29, 2026	Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 6, 2022	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	20261591406
Deed Book / Page	6065 / 116
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jun 29, 2026
Property Address	505 ACACIA ST, LAREDO, TX 78045-2227
Document Number	0001591406
Book / Page	6065 / 116
Instrument Date	Jun 26, 2026
Instrument	20261591406
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 SAN EDUARDO AVE, LAREDO, TX 78041-4521
Investor	Possibly a Property Investor

Mortgage

Document Number	0001591407,
Date	Jun 29, 2026
Instrument	20261591407

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jun 29, 2026
Property Address	505 ACACIA ST, LAREDO, TX 78045-2227
Document Number	0001591406
Book / Page	6065 / 116
Instrument Date	Jun 26, 2026
Instrument	20261591406
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 SAN EDUARDO AVE, LAREDO, TX 78041-4521

Mortgage

Document Number	0001591407,
Date	Jun 29, 2026
Instrument	20261591407

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	505 ACACIA ST, LAREDO, TX 78045-2227
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 ACACL4 ST, LAREDO, TX 78045

Mortgage

Document Number	005002/663
Date	Apr 19, 2021
Book Page	5002/663
Instrument	1425674

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	214 Months
Due	Feb 1, 2039

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 6, 2022
Property Address	505 ACACIA ST, LAREDO, TX 78045-2227
Document Number	0005305/93
Book / Page	5305 / 93
Map Reference	VOL 17 PG 26
Instrument Date	Jun 28, 2022
Instrument	1472794
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 ACACIA ST, LAREDO, TX 78045-2227

Mortgage

Document Number	0001472795
Date	Jul 6, 2022
Instrument	1472795

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,000 (-1.11%) Land $72,720 Building $175,280	$248,000 (-1.11%) Land $72,720 Building $175,280
2025	$1,255.00 (-13.03%) Homeowner's exemption	$250,795 (+16.24%) Land $72,720 Building $178,075	$250,795 (+16.24%) Land $72,720 Building $178,075
2024	$1,443.00 (+17.6%)
2023		$215,748 Land $68,220 Building $147,528	$215,748 Land $68,220 Building $147,528
2022	$1,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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