505 9th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 505 9th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 779 sqft · built 1910
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$41,000 (Sep 2022)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1122307013`

Property Details

APN / Parcel Number

Primary APN	`1122307013`
Alternative APNs	`115988` `20883`

Interior

Bedrooms	2 Beds
Building Area	779 sqft Building Perimeter
Basement Area	779 sqft
Unfinished Basement	779 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Area	209 sqft

Location & Zoning

Account Number	115988
Street Address	505 9TH AVE
City	STERLING
State	IL
Zip	61081-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OF BROADWAY N 40 LT 9 BLK 62 163200X
Legal Subdivision	WEST OF BROADWAY
Legal Block	62
Legal Lot Number	9
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3016
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1208 MINKEL ST, ROCK FALLS, IL 61071-1436
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage SAUK VALLEY BANK & TRUST CO
Sep 13, 2022	Warranty Deed, Transfer · Stand-Alone Refinance SAUK VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	20225600
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	505 9TH AVE, STERLING, IL 61081-3842
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004482
Date	Sep 13, 2023
Instrument	2023-04482

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 12, 2030

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 13, 2022
Property Address	505 9TH AVE, STERLING, IL 61081-3842
Document Number	0000005600
Instrument Date	Aug 30, 2022
Instrument	2022-05600
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 MINKEL ST, ROCK FALLS, IL 61071-1436

Mortgage

Document Number	0000005601
Date	Sep 13, 2022
Instrument	2022-05601

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00	$16,163 Land $4,090 Building $12,073
2024			$48,489 Land $12,270 Building $36,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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