505 3rd St, Monona, IA 52159 Property Records

Clayton County property record for 505 3rd St, Monona, IA 52159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1979
Lot Size	0.563 acres (24,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Oct 2023)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3614206007`

Property Details

APN / Parcel Number

Primary APN	`3614206007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,534 sqft (0.563 acres)
Lot Dimensions	141 ft deep x 68 ft wide
Garage Area	840 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	6 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	505 3RD ST
City	MONONA
State	IA
Zip	52159-7627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONONA HALVORSONS 1ST ADDN. LOT 7 & PT OF 6
Legal Subdivision	HALVORSONS1ST ADD
Legal Lot Number	7
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	4
Census Block	4023
Census Tract	70200

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 3RD ST, MONONA, IA 52159-7627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL STATE BANK
Feb 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	20232772
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Oct 5, 2023
Property Address	505 3RD ST, MONONA, IA 52159-7627
Document Number	2023R02772
Map Reference	MB 7 PG 78
Instrument Date	Sep 29, 2023
Instrument	2023R02772
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 3RD ST, MONONA, IA 52159-7627

Mortgage

Document Number	2023R02773
Date	Oct 5, 2023
Instrument	2023R02773

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Type Change Date	Oct 1, 2033
Change Frequency	Annually
Min Rate At Change	5.96%
Max Rate At Change	9.96%
Index	1-Year T-Bill
Margin	3
Max Rate	13.9%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Feb 28, 2022
Property Address	505 3RD ST, MONONA, IA 52159-7627
Document Number	2022R00757
Instrument Date	Feb 18, 2022
Instrument	2022R00757
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 3RD ST, MONONA, IA 52159-7627

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,150.00 (-5.01%)	$189,077 (+35.35%) Land $26,246 Building $162,831	$189,077 (+35.35%) Land $26,246 Building $162,831
2024	$3,316.00 (+45.18%)
2023		$139,692 Land $22,823 Building $116,869	$139,692 Land $22,823 Building $116,869
2022	$2,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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