Rio Grande County property record for 505 2nd Ave, Monte Vista, CO 81144
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,255 sqft · built 1887 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Mar 2023) |
| Tax Bill | $490 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R010130 |
| Primary APN | R010130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R010130 |
|---|---|
| Street Address | 505 2ND AVE |
| City | MONTE VISTA |
| State | CO |
| Zip | 81144-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 96 |
| Legal Description | SUBDIVISION WEST SIDE ADDITION LOT 14-15-16 BLOCK 14 |
| Legal Subdivision | WEST SIDE ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 14-16 |
| Jurisdiction | RIO GRANDE CO |
| Township / Civil Division | MONTE VISTA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 976700 |
505 2nd Ave is owned and occupied by two individuals who acquired it in December 2023.
Source: Rio Grande County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Intrafamily Transfer, Transfer |
| Mar 29, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Mar 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY |
| Mar 6, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on File |
| Deed Sale | Mar 29, 2023 · Amount on File |
| Prior Sale | Mar 6, 2020 · Amount on File |
| Deed Document Number | 2023449506 |
| Last Transfer Date | Dec 15, 2023 |
| Transfer Doc | 0000451503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Recording Date | Dec 18, 2023 |
| Property Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Document Number | 202300451503 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 202300451503 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Recording Date | Mar 29, 2023 |
| Property Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Document Number | 202300449506 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 202300449506 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Document Number | 202300449507 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 202300449507 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 00608/3010 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 608/3010 |
| Instrument | 202200447169 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 599/2120 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 599/2120 |
| Instrument | 202000438287 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Recording Date | Mar 6, 2020 |
| Property Address | 505 2ND AVE, MONTE VISTA, CO 81144-1113 |
| Document Number | 00599/2100 |
| Book / Page | 599 / 2100 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 202000438285 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 BATTERSON ST, MONTE VISTA, CO 81144-1127 |
| Document Number | 202000438286 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 202000438286 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 505 2nd Ave was $490.
Source: Rio Grande County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Grande County |
| Municipality | Monte Vista City |
| Unified School District | Monte Vista School District C-8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490.00 | $6,230 Land $1,210 Building $5,020 | $99,760 Land $19,410 Building $80,350 |
| 2023 | $226.00 (-43.92%) | $2,861 (-44.33%) Land $568 Building $2,293 | $42,710 (-42.24%) Land $8,484 Building $34,226 |
| 2022 | $403.00 | $5,139 Land $1,349 Building $3,790 | $73,945 Land $19,410 Building $54,535 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 505 2nd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Aug 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 505 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Jade Communications Fixed Wireless | 500 / 25 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures