505 12th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 505 12th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Apartment House (2-4 Units)
Details	21,846 sqft · built 1988
Lot Size	0.708 acres (30,840 sqft)
Owner	Company Name on Record
Last Sale	$2,885,000 (Jun 2022)
Tax Bill	$31,430 (2026)
Deeds & Mortgages	Jun 2022 Sale Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-52264-0032`

Property Details

APN / Parcel Number

Primary APN	`82-52264-0032`

Interior

Stories	3 Stories
Building Area	21,846 sqft Living Area
1st Floor Area	7,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Lot Area	30,840 sqft (0.708 acres)
Lot Width	186 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	505 12TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-2526
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	R3
Legal Description	LOT 002 BLK 001 TRACE AND KOLBY 2ND ADDITION SECTION 13 TOWNSHIP 124 RANGE 28 SECTION 13 TOWNSHIP 124 RANGE 28
Legal Range	28W
Legal Township	124
Legal Section	13
Legal Subdivision	TRACE AND KOLBY 2ND ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3006
Census Tract	304

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1121 LINCOLN AVE, SAUK RAPIDS, MN 56379-1221
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer MISC COMPANY
Feb 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	20221426076
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 17, 2022
Property Address	505 12TH ST S, SAINT CLOUD, MN 56301-2526
Document Number	00A1634906
Instrument Date	Jun 13, 2022
Instrument	A1634906
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 LINCOLN AVE, SAUK RAPIDS, MN 56379-1221

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 13, 2018
Property Address	505 12TH ST S, SAINT CLOUD, MN 56301-2526
Document Number	00A1514738
Instrument Date	Feb 8, 2018
Instrument	A1514738
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 HIGHFIELD RD, SAINT CLOUD, MN 56301-4999

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,430.00 (+37.94%)
2025		$1,716,000 (-) Land $194,000 Building $1,522,000	$1,716,000 (-) Land $194,000 Building $1,522,000
2023	$22,786.00	$1,716,000 Land $194,000 Building $1,522,000	$1,716,000 Land $194,000 Building $1,522,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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