Lapeer County property record for 5049 W Oregon Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,607 sqft · built 2004 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,000 (Dec 2020) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-005-013-10 |
| Primary APN | 008-005-013-10 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 846 sqft |
| Basement Area | 846 sqft |
| Flooring | Carpet |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Area | 522 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5049 W OREGON RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | PARCELS F-1, F-2 & F-3 PART OF THE NE 1/4 OF SEC 5 T7N-R9E DES AS BEG AT NE COR OF SAID SEC 5; TH S 400.00 FT; TH W 330.00 |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 05 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5049 W OREGON RD, LAPEER, MI 48446-8059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit DOW CU |
| Dec 11, 2020 | Warranty Deed, Transfer CISLO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Prior Sale | Jul 23, 2015 · Amount on Record |
| Deed Book / Page | 3154 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5049 W OREGON RD, LAPEER, MI 48446-8059 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6049W OREGON RD, LAKE NEPESSING, MI 48446 |
| Document Number | 0033210218 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 3321/218 |
| Name | DOW CU |
|---|---|
| Type | Credit Union |
| Address | 43641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 11, 2020 |
| Property Address | 5049 W OREGON RD, LAPEER, MI 48446-8059 |
| Document Number | 0031540343 |
| Book / Page | 3154 / 343 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,047.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5049 W OREGON RD, 5049, LAPEER, MI 48446-8059 |
| Name | Verified Name |
|---|---|
| Address | 5049 W OREGON RD, LAPEER, MI 48446-8059 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,300 (+2.29%) | $294,600 (+2.29%) | |
| 2025 | $2,673.00 (+15.07%) Homeowner's exemption | $144,000 (+18.52%) | $288,000 (+18.52%) |
| 2023 | $121,500 | $243,000 | |
| 2022 | $2,323.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures