5049 Sawdust Cir, Ocoee, FL 34761 Property Records

Orange County property record for 5049 Sawdust Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1989
Lot Size	0.245 acres (10,655 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2015)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-01-660`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-01-660`
Alternative APNs	`282203782101660` `223851` `228380` `232888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,655 sqft (0.245 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5049 SAWDUST CIR
City	OCOEE
State	FL
Zip	34761-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 166
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Block	1
Legal Lot Number	166
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2000
Census Tract	15006

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5049 SAWDUST CIR, OCOEE, FL 34761-8450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2015 · Amount on Record
Deed Sale	Jan 22, 2015 · Amount on Record
Prior Sale	Aug 18, 2014 · Amount on Record
Deed Document Number	201535407
Deed Book / Page	10864 / 6454
Prior Transfer Date	Aug 14, 2014
Prior Transfer Doc	0000418052
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5049 SAWDUST CIR, OCOEE, FL 34761-8450
Document Number	0000552833
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	INFINITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5049 SAWDUST CIR OCOEE FL 347618450, OCOEE, FL 34761-8450

Mortgage

Document Number	0000552833
Date	Oct 22, 2020
Instrument	552833

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 21, 2045

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5049 SAWDUST CIR, OCOEE, FL 34761-8450
Document Number	0000278103
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 SAWDUST CIR OCOEE FL 347618450, OCOEE, FL 34761-8450

Mortgage

Document Number	0000278103
Date	May 10, 2018
Instrument	278103

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,440 (+31.14%) Land $90,000 Building $161,440	$251,440 (-1.18%) Land $90,000 Building $161,440
2025	$3,125.00 (+7.91%) Homeowner's exemption	$191,727 (+5.99%)	$254,450 (+8.22%) Land $90,000 Building $164,450
2024	$2,896.00 (+3.58%)
2023	$2,796.00 (+3.59%) Homeowner's exemption	$180,897 (+3%)	$235,132 (+10.81%) Land $90,000 Building $145,132
2022	$2,699.00 Homeowner's exemption	$175,628	$212,200 Land $90,000 Building $122,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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