5049 River Point Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 5049 River Point Rd, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,769 sqft · built 1953
Lot Size	0.908 acres (39,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2019)
Tax Bill	$14,465 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`129844-0000`

Property Details

APN / Parcel Number

Primary APN	`129844-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,769 sqft Living Area
Gross Area	5,227 sqft
1st Floor Area	2,191 sqft
Upper Floors Area	1,578 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,546 sqft (0.908 acres)
Lot Dimensions	300 ft deep x 144 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	709 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5049 RIVER POINT RD
City	JACKSONVILLE
State	FL
Zip	32207-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	23-68 42-2S-27E .91 EMPIRE POINT LOT 15 BLK 1
Legal Range	27E
Legal Township	02S
Legal Section	42
Legal Subdivision	EMPIRE POINT
Legal Block	1
Legal Lot Number	15
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3001
Census Tract	15600

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 7, 2019	Warranty Deed, Transfer TAMARA & BOBBY BAKER
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	2019132633
Deed Book / Page	18818 / 2001
Prior Transfer Date	Jul 6, 2006
Prior Transfer Doc	0134421569
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106

Mortgage

Document Number	0202980207
Date	May 25, 2022
Book Page	20298/207
Instrument	2022142309

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106

Mortgage

Document Number	0196500849
Date	Mar 26, 2021
Book Page	19650/849
Instrument	2021078287

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189250387
Date	Sep 9, 2019
Book Page	18925/0387
Instrument	2019207725

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 7, 2019
Property Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106
Document Number	0188182001
Book / Page	018818 / 002001
Instrument Date	May 30, 2019
Instrument	132633
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1348 LAKEWOOD RD JACKSONVILLE FL 322075320, JACKSONVILLE, FL 32207-5320

Mortgage

Document Number	188160593
Date	Jun 7, 2019
Book Page	018816/000593
Instrument	130868

Lender

Name	TAMARA & BOBBY BAKER
Address	1306 MAYFAIR RD, JACKSONVILLE, FL 32207-2020

Agreement

Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 7, 2019
Property Address	5049 RIVER POINT RD, JACKSONVILLE, FL 32207-1106
Document Number	0188181999
Book / Page	018818 / 001999
Instrument Date	May 30, 2019
Instrument	132632
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10313 CYPRESS LAKES DR JACKSONVILLE FL 322563643, JACKSONVILLE, FL 32256-3643

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,085 (+2.7%)	$1,095,984 (+6.75%) Land $442,635 Building $653,349
2025	$14,465.00 (+3.48%) Homeowner's exemption	$833,579 (+10.95%)	$1,026,726 (+3.16%) Land $414,720 Building $612,006
2024	$13,979.00 (+7.58%)
2023	$12,994.00 (+8.75%) Homeowner's exemption	$751,292 (+3%)	$995,308 (+6.27%) Land $405,000 Building $590,308
2022	$11,949.00 Homeowner's exemption	$729,410	$936,610 Land $405,000 Building $531,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (1984–2017)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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