5049 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5049 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,785 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Oct 2001)
Tax Bill$4,472 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN282-0370-002-0000

Property Details

APN / Parcel Number

Primary APN282-0370-002-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,785 sqft Living Area
1st Floor Area1,785 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialOther
Lot Area8,712 sqft (0.2 acres)
Garage Area472 sqft
Parking Spaces2 Parking Spaces
Pool Area15,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5049 OLIVE OAK WAY
CityCARMICHAEL
StateCA
Zip95608-5657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionMADDOX RANCH 02, LOT 108
Legal SubdivisionMADDOX RANCH 02
Legal Lot Number108
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4012
Census Tract5801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address142 RAINBOW DR, 4270, LIVINGSTON, TX 77399-1042
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Nov 30, 2022Intrafamily Transfer, Transfer
Jan 11, 2021Deed of Trust, Mortgage · VA Mortgage
HOME MTG ALLIANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2001 · Amount on File
Deed SaleOct 10, 2001 · Amount on File
Deed Book / Page20011010 / 1180
Prior Transfer DateMay 5, 1995
Prior Transfer Doc9505000071
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5049 OLIVE OAK WAY, CARMICHAEL, CA 95608-5657
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 RAINBOW DR 270, 270, LIVINGSTON, TX 77399-1042

Mortgage

Document Number0000000180
DateSep 15, 2023
Instrument202309150180
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueOct 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateNov 30, 2022
Property Address5049 OLIVE OAK WAY, CARMICHAEL, CA 95608-5657
Document Number0000001249
Map ReferenceMB 104 MAP 15
Instrument DateNov 11, 2022
Instrument2022113001249
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 RAINBOW DR # 4270, 4270, LIVINGSTON, TX 77399-1042

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5049 OLIVE OAK WAY, CARMICHAEL, CA 95608-5657
Document Number2101151655
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedFeb 1, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 S PAGE ST STOUGHTON WI 535892167, STOUGHTON, WI 53589-2167

Mortgage

Document Number2101151655
DateJan 15, 2021
Instrument2101151655
Lender
NameHOME MTG ALLIANCE
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 14, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$376,686 (+2%) Land $90,397 Building $286,289
2025$4,472.00 (+0.97%)$369,301 (+4.04%) Land $88,625 Building $280,676
2024$4,429.00 (+2.57%)
2023$4,318.00 (+0.56%)$354,963 Land $85,185 Building $269,778
2022$4,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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